Ji'nan second-hand housing loans will be held free of charge
Shandong Commercial Daily
Ji'nan news yesterday, the reporter learned from the Ji'nan housing security and Housing Administration Bureau, the next step in Ji'nan to handle second-hand housing Housing loans will be guaranteed free of charge, early next year will carry out the pilot work on this measure. It is learnt that this is another measure of Huimin after the free regulation of housing transactions. "For second-hand housing transactions, on the basis of the free supervision of the early trading funds, the subsequent guarantee costs will also be exempted to ensure that the" zero cost "in the whole process of managing the fund is guaranteed." The relevant responsible person of the Municipal Housing Authority said that in the future, when the residents were further regulated by the housing transaction for funds, they could be insured without spending money for their own "money for buying a house".
may be questioned by the public. What is "regulation of housing transaction funds"? To put it bluntly, when the second-hand housing transactions, buyers of the "buy money" where the safest problem.
interview, the reporter learned that, in the use of second-hand housing sale, often the buyer worried about their own money first, the seller does not cooperate with the transfer; or, the seller is worried about the first to the buyer to handle the transfer, and the buyer in the payment of the room disputes. Therefore, it is necessary to guarantee by the third party, of course, the guaranty party must draw a certain guarantee fee from it.
at present in Ji'nan, the third party guarantee is often undertaken by the real estate agency. However, in view of the fact that the intermediary with the purchase of the purchase of money to run away, the Ministry of construction has long called for the establishment of housing transaction funds supervision system, and the intermediary can not be simultaneously guaranteed, the two should be separated. It is reported that Ji'nan has been implementing the regulation of housing transaction funds since 2008, but it has always been relatively "cold and cheerless" and is not subject to "public opinion". During the interview, reporters learned that at present, there are very few regulations governing housing transaction funds, even 10% of the total volume of second-hand housing transactions. "In Ji'nan, the regulation of transaction funds does not carry out compulsory supervision like other provinces and municipalities, but voluntarily. The next step, through the way of exemption from trusteeship, will guide people to supervise in the second-hand housing transaction, and ensure the security of the housing transaction funds." The relevant person in charge of the Municipal Housing Administration Bureau introduced the road.