Ji'nan provident fund loan new deal tightening loan amount is rising against the trend
Qilu Evening News reporter Yu Wen Intern Wang Jiguo
Ji'nan housing provident fund loan new deal for more than a month, how the loan amount has changed? The new deal tightened, the amount of loans has risen. 16, the Ji'nan Provident Fund Management Center released data show that in October, the amount of provident fund loans increased by 11%, total loans increased by 95 million 320 thousand yuan.
16 days, Ji'nan housing provident fund management center issued the housing provident fund in October, including 2629 housing provident fund loans, loan amount of 981 million 706 thousand yuan. In September, housing provident fund loans 2467, the loan amount of 886 million 380 thousand yuan. In October, the amount of fund loans increased by 11%. From the perspective of loan collection, in October, the management center completed the total amount of 738 million 727 thousand yuan, and in September, the total amount was 892 million 861 thousand yuan, a decrease of 154 million 130 thousand yuan.
after the implementation of the new Ji'nan provident fund loan policy, compared with the old policy, the calculation method of the calculable amount was removed according to the monthly deposit amount. The loan ceiling for single buyers changed from 500 thousand to 250 thousand. The change of policy has great influence on the buyers who just joined the work soon. And from the amount of the loan statistics, why is the "reverse" increase in October?
the head of the Credit Department of the Ji'nan housing provident fund management center said many citizens robbed the old "last bus", and the provident fund center system received more than 1000 loans. From October 8th to the present, the credit office was mainly handled. Examination and approval of these new policies before the centralized submission. In addition, a lot of home buyers' loan applications were reported to the provident fund system before October 8th, but many banks have not reported paper information to the central provident fund center, and some of the buyers' paper materials are not qualified and need to be refunded and modified. The focus of the present examination and approval is the backlog of information. The person in charge said that the next one or two months after the approval of these backlog data, the impact may be obvious.
provincial housing industry insider analysis, Ji'nan "silver ten" property market volume reached 4692 sets, compared to September transactions increased by 54 sets, to achieve a peak of this year's residential transactions. From the actual transaction of the market, just need the property is the main force of the transaction. The demand for the first time home buyers is very large.