business newspaper Ji'nan news (reporter Chen Chuan) lost 15% off interest rates again for more than two months. Yesterday, reporters from some provincial commercial banks were informed that the first suite of interest rate preferential policies to re open the gate, 10 percent off, 15% off interest rates have been restored. Earlier, because of tight money, banks began to cancel interest rates for the first suite in July and August, and even went up slightly. The industry believes that although lending threshold is still high, but the 10 percent off and 15% off interest rates have risen again, which means that the real estate credit policy has "relaxed" slightly.
10 percent off concessions generally appear
"second-hand housing mortgage first set 10 percent off, quality customers 85!" Come on! " Yesterday, in the city's hero mountain road, a real estate agent, brokers introduced interest rates to a reporter to open a mobile phone text message, "this is a bank credit officers sent out of the loan information." From the beginning of the late October, the loan policy is clearly aware of "loose", the bank approval speed a lot faster, "a few days ago, a few mortgages in the store have successfully applied to ten percent off interest rates." According to him, from the second half of this year, with the tightening of credit policy, banks have generally increased the interest rate of mortgage loans, and some banks have even gone up 10%.
a few months later, the unexpected interest rate concessions have surprised many buyers. A young teacher at a provincial university told a reporter that he just bought a second-hand house in the Eastern Road last month. Because he just took part in the work savings, the house was mainly dependent on loans. "Before applying for a loan, the bank's friends considered my work unit better. I suggested that I apply for 15% off interest rates, and I did not think of it." But it was successful. " Whether it can enjoy interest rate concessions, for borrowers, the cost of housing can differ from tens of thousands of yuan.
reporter followed by telephone interview that the bank, the bank, the postal storage and other commercial banks have already appeared the first suite of 10 percent off interest rates, part of the branch also carried out 15% off preferences for better credit buyers, but if the buyers have to enjoy the preferential, the loan conditions are still very harsh. It is understood that in order to enjoy 15% off interest rates, buyers must have the basic conditions such as "office units, better income, new housing age" and other basic conditions.
the property transactions continue to enlarge
under the encouragement of preferential credit policies, the main force of the purchase mainly based on rigid demand has also launched a climax. Yesterday, the reporter learned from the Ji'nan housing and real estate information network, as of October 30th, Ji'nan October residential network signed 4169 sets, following August, September, third months in a row to achieve the number of more than 4000 monthly net. "Kim Gu" and "silver ten" are all full of colors. Hengda, Zhonghai, China Railway and other national housing enterprises have gained the most by virtue of price advantage.
not only benefits new houses, but also second-hand houses have welcomed the transaction boom, and even some of the areas that were originally not promising have been quite eye-catching. Like Ji'nan Shun ploughing road section of a real estate intermediary shop, because the area of the area where many large apartments, the first half of the half of the transaction has been less, the store brokers have jumped out, to this year "eleven" national day, only three brokers in the store. But after "eleven", the market suddenly blowout, in the next three weeks, three brokers successfully sold four sets of houses, of which three or improved large type. The market has been warming up quickly, and it can be seen as a spot.