The first suite thirty percent off interest rate in Ji'nan is past, the current down payment 3 to 20 percent off interest rate.
reporter Sang Haibo
intern Wang Liang
after the China Bank of March 30th, the bank has also clearly stopped the thirty percent off interest rate of the mortgage, and the stock bank is early The offer has been cancelled. It is understood that at present, "down payment 30%, interest rate twenty percent off" has become a common market situation.
"when you buy a house, you can apply for a thirty percent off interest rate discount, but now you can't get it." Some time ago, Mr. Ge in Ji'nan saw a set of second-hand housing in the intermediary. The broker told Mr. Ge that banks have tightened their mortgage preferences recently, and the discount they can apply for now is twenty percent off.
reporters learned that, following the Bank of China, the ICBC also explicitly cancelled the thirty percent off interest rate concession recently. The reporter learned from the industry and Bank of mortgage personnel that at present, the lowest discount rate of the first suite is 25% off, and the customer should be rated to achieve a certain level to enjoy this discount. CCB and ABC did not explicitly cancel the thirty percent off discount, but the possibility of applying for it was not large. While interest rate rebate has shrunk, some banks have also raised the minimum proportion of down payment, which has increased from 20% to 30%.
"now, the interest rate of the first suite in Ji'nan market is thirty percent off, which is out of the question." In twenty-first Century, the king manager of real estate also confirmed to reporters that at present, several state-owned banks, such as China, agriculture, industry and construction, have basically cancelled thirty percent off interest rates, and the joint-stock banks have already cancelled this discount.
30 days, the reporter visited many intermediaries, such as the twenty-first Century, the Taobao real estate and the everlasting real estate, which are located in the peace road and the calendar mountain road. At present, the interest rate discounts offered to intermediaries by a few big state-owned banks are up to twenty percent off, generally 15% off, while the joint-stock banks, such as the recruitment, the deep development and the Everbright, are the most. Although the discount can be hit to 25% off, the approval is very strict. Depending on the actual situation of the applicant and the real estate, most can only apply for twenty percent off.