Ji'nan investigates real estate dealers' discriminatory fund into credit files
Ji'nan October 9th news (reporter Yu Wen) is clearly the same source, using provident fund loans to buy 200 yuan per flat. Ji'nan housing provident fund management center 9, said buyers found this behavior can be reported, the provident fund center will be jointly investigated and dealt with by the Ji'nan municipal construction commission.
"eleven" long vacation period, the reporter learned that, Ji'nan Gao Xin Shun Hua Road a real estate business loan customers per square meter has 200 yuan discount. There are also many properties that offer a 10 percent off discount to commercial loan customers (this October 8th A10 Edition). "
" clearly is the same source, using provident fund loans to buy expensive, this behavior in violation of the "Ji'nan housing provident fund management measures" (city government order 244th) and Ji'nan Construction Commission, the fund center of the building of "2012] 1 document spirit." According to the report of this newspaper, the person in charge of the housing provident fund management center of Ji'nan made it clear that in the local administrative region, the real estate development enterprises should provide convenience for the buyers who apply for housing provident fund loans in advance or present sale, and do not have to refuse or obstruct the use of provident fund loans. The housing provident fund loan conditions are increased in disguised form by taking advantage of the selling price of personal housing loans of commercial banks. Real estate development enterprises should cooperate with the relevant materials required to provide housing provident fund mortgage loans, and may not increase incidental conditions in any form.
"according to the relevant requirements, if buyers find this behavior when buying a house, they can call (0531) 81959351 phone to report." The person in charge said that the administrative department of urban and rural construction in Ji'nan and the central provident fund center will strengthen the investigation and punishment of the illegal behavior of the real estate development enterprises. The real estate administration department will order the time limit to be corrected by the administrative department of the real estate, which will be recorded as a bad credit record. Enterprise credit file.
why developers will hinder the use of provident fund loans? The person in charge said that the developers believed that the buyers used the provident fund loans, compared to the commercial loan repayment slow, in order to quickly return to the cage funds, more inclined to commercial loans. In addition, it is also related to some interests of developers and banks.