Ji'nan provident fund minimum monthly payment of 110 yuan loan ceiling unchanged
source: the Qilu Evening Newspaper
Ji'nan determined the highest and minimum wage base for the housing provident fund in 2012, the adjustment for the first time clearly defined the minimum monthly deposit of Ji'nan provident fund, that is, the minimum of 110 yuan for employees and individual monthly payments. The implementation time is from April 1st to March 31, 2013 this year.
it is understood that the Ji'nan housing provident fund management center has determined that the minimum wage base of the monthly housing provident fund for workers in the Ji'nan Administrative Region in 2012 is 1100 yuan. The monthly salary of workers is lower than that of the limit. The minimum wage is 1100 yuan for the monthly payment base of the housing provident fund; the monthly salary is higher than 1100 yuan, and the monthly salary base of the housing provident fund is calculated by the actual wage.
the minimum deposit ratio of workers and units is not less than 5% of the provisions. The minimum monthly contribution of workers and workers in 2012 is 55 yuan. The minimum monthly deposit for the employees of the workers and staff members is 55 yuan, and the minimum amount of unit and individual monthly payment is 110 yuan.
reporter learned that in July 1, 2011, the "Ji'nan housing provident fund management method" made clear the lowest deposit base of Ji'nan provident fund, that is, the minimum wage line of the city is the lower limit of the base of the provident fund. The "measures" also stipulates that the proportion of the housing accumulation fund in Ji'nan is chosen by the unit according to the actual situation, but it must not be less than 5% of the average monthly salary, and not more than 12%.
"the previous method only defined the minimum deposit base, but the minimum monthly deposit amount of the provident fund is not clear." Ji'nan housing provident fund management center of the staff introduced, the adjustment is the first time that the staff provident fund monthly deposit minimum, so clear, can better maintain the interests of some low-income groups.
at the same time, the adjustment stipulates that the maximum wage deposit base for employees in Ji'nan's administrative district is 2012 yuan per month, which is 14652 yuan. The monthly wages of workers exceed the above limit, the maximum of 14652 yuan for the housing accumulation fund monthly pay base; monthly wages of not more than 14652 yuan, the actual wages of the housing provident fund monthly pay base.
the maximum payment ratio of employees and units is not more than 12%. The maximum amount of individual monthly payment for workers in 2012 is 1758.24 yuan. The maximum monthly deposit of the employees in the unit is 1758.24 yuan, and the maximum amount of individual and unit monthly payment is 3516.48. The execution time is from April 1, 2012 to March 31, 2013.
reporters learned that in 2011, the highest paid salary base for employees in the Ji'nan administrative district was 12757 yuan per month. After this year's adjustment, the maximum deposit base was 1895 yuan higher than that of last year. According to the maximum percentage of workers and units not more than 12%, the total amount of employees and units in 2011 is 3061.68 yuan. After this year's adjustment, the amount of deposit is 454.8 yuan higher.
the Ji'nan Municipal Audit Bureau has conducted an audit of the implementation of the 2011 Annual housing provident fund system in Ji'nan, and the deposit balance of the housing provident fund is 23 billion 73 million 542 thousand and 200 yuan.
audit data show that as of the end of last year, the Ji'nan housing provident fund management center and two sub centers have deposited 11400 fund opening units, with 1 million 84 thousand and 600 open accounts, 7805 normal payment units, 948 thousand and 700 normal contributions, 1752 new opening units and 63 thousand new accounts. Housing accumulation fund 7 billion 691 million 399 thousand yuan, an increase of 33%, housing accumulation fund deposit balance of 23 billion 73 million 542 thousand and 200 yuan, an increase of 23%, the extraction of housing provident fund 3 billion 730 million 411 thousand yuan, accounting for 49% of the return of the year, 5 billion 525 million 387 thousand yuan to 15011 households of personal purchase loans 5 billion 525 million 387 thousand yuan, the increase of 5%; housing provident fund loans to support the construction of affordable housing development The project loan is 360 million yuan. Housing provident fund entrusted loans balance of 16 billion 255 million 76 thousand and 400 yuan, an increase of 34%.