Do you have a loan for a house developer and a good thing?
buy a house, loan is not needed, this is a lot of people "dream" thing; bought a house, dissatisfied to retreat, and listen to good. A few days ago, promotional activities launched by two real estate companies in Ji'nan really made buyers feel.
- Cui Rongjie Intern Zhang Wei
developer
developers help home buyers for a month, the sky really fall pie?
"you buy a house, I repay the loan", a day ago, in the ten road near a real estate advertising attracted a lot of people's attention. I bought the house, and then buy the house loan and interest by the developer to return, this kind of "sky pie" thing really?
this house is located near the intersection of ten road and mountain road intersection, the current has not officially opened, the initial price of 12 thousand yuan / square meters.
according to the building staff, the building is soon to open, the current launch of two kinds of preferential activities, one is to introduce some special room, buyers can choose to buy; the other is the "loan for the home buyers".
and the so-called "you buy a house, I repay", refers to the buyer in the near future to buy a house after the period of time, originally by the buyer of the "monthly supply" by the developer. The sales staff said that the house will be delivered to the housing market in the second half of next year, and developers will have to mortgage for one and a half years for the buyers. "The main reason is to let buyers feel more secure before making a deal." The reason for the introduction of such preferential measures, sales staff said so.
according to the reporter, to participate in this activity is not unconditional, that is, buyers need to pay 60%, and want to participate in the activity, the house to be purchased must reach a certain area. To participate in the "developer loan repayment" activities need to buy a house price, bit price room to be higher.
industry analysts believe that, with the current price of the real estate, if the loan is calculated with a loan of 5. 6 million, the developer will repay the mortgage for a year and a half, with the current interest rate calculated, almost seventy thousand or eighty thousand yuan.
has bought a room to have no reason to refund, the spectrum?
compared with the preferential measures launched by the above building, the activities of a residential building near the ten West Road have also been very "lethal" - "promise unconditional return!"
the launch of this activity is located in the West passenger station section, relatively superior position. A staff member of the real estate department confirmed the authenticity of the slogan to reporters. "Not only can the price be reduced, but it can also be refunded if it is bought urgently." The staff said that a very important reason for raising this slogan is confidence in price.
according to the introduction, after the opening of the building, there will be a corresponding preferential activity, with various activities, the lowest price may reach 5000 yuan / sq m, and the price range of many housing sources is 5000 yuan to 7, 000 yuan per square meter. And last year when reporters visited the property, the real estate staff also said that the opening price might be around 8000 yuan at that time. It seems that in the face of the current market situation, developers have also lowered their psychological price range. The price of another large property nearby is priced at more than 5000 yuan, which is relatively good.
although listening to quite attractive, the industry reminding, "no reason to return a house" must be implemented to the contract, otherwise the future check out will be bad to realize.
sales promotions show the urgency of the developer "walk"
"these preferences, regardless of the future realization, can get real benefits from the buyers, at least hit the" soft ribs "of the buyers." Provincial city real estate commentator Mr. Zhao said, because buyers feel the burden after buying a house the heaviest and most worried is that the housing and housing prices will be reduced in the future.
but Mr. Zhao also pointed out that this situation also showed the urgency of the rapid return of funds by the developer "walk" under the current situation. "The developer is now thinking about getting the money in the hands of the developer, and the other may have not considered so much." Mr. Zhao pointed out that under such circumstances, property buyers can grasp some tangible benefits, but at the same time, they must "keep their eyes open".
reporter learned that in March, Ji'nan developers had a significant reduction in turnover through a substantial reduction in prices. After more than one year of regulation, more and more developers have finally chosen "to change the price".
/ > related links
Ji'nan new housing network signed in March increased by eight or nine to
over the Spring Festival during the downturn, Ji'nan property market volume in March ushered in recovery. Under the stimulation of developers' price reduction measures, the number of new residential signs in March has increased significantly compared to February.
according to the data of the urban and rural construction commission of Ji'nan, as of 6 p.m. in March 31st, more than 3400 sets of newly built residential nets have been signed in Ji'nan. The total volume of new housing in March is expected to be more than 3300 sets, and the circle has increased by eight or nine in February.
the reason for the sharp increase in the ring ratio, the World Federation of high market analysts believe that in March some real estate prices have won a substantial increase in volume. Judging from the situation of some real estate projects, the price reduction has reached more than 1000 yuan, which has stimulated some buyers who just need to buy houses. In the eastern Olympic Center near the center of a real estate, the recent launch of a batch of 8000 yuan price of billet room, brought the rapid sales of the house, and the pre sales of the hardcover room is more than ten thousand yuan. And in the northern part of the provincial capital, the riverfront international city, which started selling more than 5000 yuan, also made four hundred sets of volume. Similar sales promotion activities directly promoted the rapid growth of turnover in March.
market personage, March is the traditional "small spring" of the property market, the price of the developers, combined with the backlog of some rigid demand, has played a role in the property market.
, at the same time, entering the March, credit has also been loosened, the bank's first mortgage rate has returned to the benchmark, a few banks even began to appear interest rates, which is also a role for buyers to enter the market. 銆�