Ji'nan part of the bank loan interest rate loose first suite loan
source: daily daily
the first housing loan interest rate that has been concerned after the Spring Festival has started "ice breaking". The 21 Bank of the provincial capital has already returned to 7.05% of the first set of mortgage interest rates in Ji'nan. The benchmark interest rate. Industry analysts believe that the first housing loan interest rate "return", reduce the cost of home buyers to repay the loan, so that buyers can truly enjoy the "real benefits" of falling house prices.
at the beginning of this month, the central bank indicated that in the aspect of housing loan, we should continue to implement differentiated housing credit policy and earnestly support the construction of affordable housing projects. This is understood as a signal to relax interest rates in the first suite. However, in an interview with reporters later, it was found that the interest rates of the first mortgage interest rates of the provincial banks remained "buoyant". In a 9 day interview, about 10 bank staff told reporters that the first mortgage interest rate rose from 5% to 10%. After only 10 days, the reporter found in an interview with the related banks that the benchmark interest rate of the first suite has returned to 7.05% of the benchmark interest rate, including the provincial capital banks, including the state-owned banks.
"our first suite now performs a benchmark interest rate of 7.05% and two suites up 10%." A staff member of the Pufa Bank told reporters. "Now the first mortgage loan benchmark interest rate, the sub branches are the same." A branch of a bank of China, who is in charge of credit, told reporters. And 10 days ago, a reporter told a staff member of the Bank of China that the other side also said he wanted to float 5%-10%.
the first set of benchmark interest rates on the first set of housing loans, in the 21 day of interviews, the four state-owned banks and Construction Bank said that the first mortgage rate is still up 5%.
most of the other banks interviewed by reporters reported that 5% of the first suite would go up, but some banks also expressed some loosening. The staff of the Bank of China told reporters that the first set of loans to implement the benchmark interest rate, the credit good customers can apply, "now the first housing loan is still certain floating, but the margin is small, generally loose."
the first housing loan of CITIC Bank has been adjusted to 5% from 10% years ago, and the Bank of Guangda said it was now up 5%, "but it may be back to the benchmark for some time." And China Merchants Bank staff said that the first mortgage interest rate is still up 10%.