Ji'nan housing loan Shoufu ratio or increase, some buyers rushed out.
source: Qilu Evening News
the recent changes in credit policies have directly affected the changes in the second-hand housing market in Ji'nan. Last week, the CBRC issued a message: commercial banks can increase the proportion of the first payment according to the local conditions, and then part of the banks to stop some of the mortgage business. Some people in Ji'nan break the view, and they have bought small and medium-sized apartment houses. Statistics show that the total volume of second-hand housing in Ji'nan this week is 411 sets, the ring rose by 15.77%, the turnover and the biggest increase are the lower region, small and medium sized units are the main force.
Li Wei is a white-collar worker in the provincial capital. He has been married for three years, and the child is nearly one year old. As the children grew bigger and bigger, from the beginning of this year, he formally put up a plan to buy a house on the agenda, after a lot of real estate, he put his eyes to two rooms and two rooms of second-hand housing. "Various regulatory policies have been implemented for some time, and I think the price of housing should be loosened." Li Wei has been entangled all the time. Just when he hesitated, some banks in Zhejiang and other places began to raise the down payment ratio of the first suite. At the same time, the CBRC also released information that commercial banks could decide the first payment ratio of housing loans on the premise of meeting the minimum requirements. Li Wei calculated an account. If the down payment ratio increased by 10%, the 90 room two room two hall house should be paid at least more than 80 thousand yuan for the first payment. "Now some bank loans are also tight, if the interest rate is raised again, the pressure will be even greater." Under double pressure, Li Wei decided to buy a house early in the near future.
by credit policy, breaking the wait-and-see, early change the home ownership plan not only Li Wei one person. Soufangwang statistics show that the volume of second-hand housing in Ji'nan has risen sharply this week. The volume of second-hand housing is about 411 units, rising by 15.77%. From the regional perspective, the largest increase in Lixia District was 58.82%. The average price of second-hand housing in Lixia District has reached 10466 yuan / square meter. According to monitoring points, some of the public have broken the wait-and-see mentality and have begun to buy houses.
later, reporters from the real estate in Qilu property market, twenty-first Century real estate Ji'nan Fu Rui franchisee, Yi high bank of real estate, and other intermediaries learned that under the impact of credit policy, the volume of second-hand housing has been in varying degrees of increase, of which the first purchase of young people is the main group of transactions, and 90 square meters About two rooms, one hall, two rooms two hall housing is the main force.