Provident fund loan recognition denied housing once repaid jointly repurchase as two sets
business newspaper Ji'nan news (reporter Li Hongyan) yesterday, Mr. Liu of the public consulted him with his friend to buy a house together, is a common repayment person, now the mortgage has been paid off, he wanted to deal with the provident fund loans, but was told to be handled in accordance with the two suite.
"for the identification of two suites, we are based on the number of provident funds, which is not related to commercial loans, nor related to the number of apartments owned." Ji'nan provident fund management center staff said that Mr. Liu once was a common repayment person, he and the borrower are the repayment of the person, simply say, he also used the provident fund to buy a house, if buy a house using provident fund loans, then even two suites. "Provident fund loans are based on the times, not on housing."
it is understood that, from December 20, 2010, Ji'nan provident fund loans to implement new regulations, borrowers for the first time the use of housing provident fund personal housing loans to buy self housing, the proportion of the first payment of the purchase should not be less than 30%. The second use of housing provident fund personal housing loans, the proportion of first payment must not be less than 50%, the loan interest rate is 1.1 times, stop using housing provident fund personal housing loans to buy third or more housing.
Ji'nan housing provident fund management center in 12345 hotline said that
Ji'nan housing provident fund management new methods recently issued
Ji'nan news (reporter Li Hongyan) Ji'nan housing provident fund management new method recently issued. The director of Ji'nan housing provident fund management center, Wanli, answered the 12345 hotline. This means that this means that the management of provident fund will become a local administrative regulation, so that the law enforcement personnel can be linked together in the process of law enforcement, not to be divorced, and to better safeguard the rights and interests of the workers.
according to Wanli, "Ji'nan housing provident fund management measures" has been adopted by the Ji'nan municipal government executive meeting, will be introduced in the near future. The "measures" conforms to the relevant requirements of the State Council's regulations on housing provident fund management, and is also in line with the actual situation in Ji'nan after territorial management. "Some of the old methods are relatively crude and difficult to operate in some places." Wanli said that after the promulgation of the measures, it could be more maneuverable and more clear and more vigorous in law enforcement. In particular, the procedures for maintaining the interests of the staff and workers, the prescription and the expansion of the accumulation fund system are more detailed, in some ways, more compact, not disjointed, better protection of the interests of workers.
according to the staff of the Ji'nan housing provident fund management center, as early as 1994, Ji'nan had established the housing provident fund system, but at that time the State Council had not issued the housing provident fund management regulations. In order to promote the housing provident fund system in Ji'nan, it was also the form of the mayor order. The management measures for housing provident fund have been issued. Since the development of housing provident fund system, more than 90% of the past management methods have expired. In this form, the new management method is timely introduced. The past approach is not completely abolished. The new approach is a revision to it.
1 billion yuan support housing construction
accumulation fund loan in place
business newspaper Ji'nan news (reporter Li Hongyan) yesterday reporter learned that Ji'nan housing provident fund loans for 1 billion yuan in the middle and big south section of the house construction, will be in place in the near future.
according to the introduction, the economic south government application, the Ministry of housing approval, Ji'nan has become a pilot city using housing provident fund loans to support the construction of affordable housing, the early preparation of loans is basically ready, loans will be issued in place in the near future. It is understood that up to now, Ji'nan provident fund management center for the city level finance to provide low-cost housing construction supplementary funds 420 million yuan.