Ji'nan housing provident fund 3 years arrears 1 billion 98 million?
Author: Bai Pengfei
Personal extraction amount of 31 billion 900 million yuan, accounting for 54.96% of the total amount of personal extraction;
47 billion 200 million yuan for personal housing loans, accounting for 65.96% of the accumulated personal housing loan.
reporter learned today from the Shandong provincial audit office that the audit results of the collection, management and use of housing provident fund in the province from 2007 to 2009 were published, and there were many problems such as the low proportion of registration and the arrears of registered units, including 1 billion 98 million yuan in the registration unit's arrears.
according to the announcement issued by the Shandong provincial audit office, by the end of 2009, the province has established 46 management institutions for housing provident fund management and 121 branches. At the end of 2007 - 2009, the collection of housing accumulation fund of the province was 71 billion 900 million yuan, accounting for 48.97% of the accumulative aggregate amount since the housing provident fund system, 31 billion 900 million yuan for individual extraction, 54.96% of the cumulative amount of personal extraction, 301 thousand and 600 of housing provident fund personal housing loans, 50.23% of the total number of loans, and 47 billion 200 million personal housing loans. Yuan, accounting for 65.96% of the cumulative personal housing loans. By the end of 2009, the housing provident fund deposit and loan ratio was 51.95%; the balance of personal housing provident fund loans was 46 billion 100 million yuan, accounting for 14.37% of the total individual housing loans in the province. At the end of 2007 - 2009, the income of the housing provident fund of the province was 7 billion 200 million yuan, the business expenditure was 4 billion 500 million yuan and the value-added income was 2 billion 700 million yuan, which turned into 1 billion 600 million yuan for low rent housing funds, 700 million yuan for the extraction of management institutions, and 400 million yuan to withdraw the loan risk reserve. The main problems found in the audit of
are the collection of housing provident fund, the low proportion of registration and the arrears of registration units. By the end of 2009, the province should handle 221 thousand and 100 registered housing provident fund registration units, 77 thousand and 800 actual registered units, 35.18% unit registration rate, 1 billion 98 million yuan in arrears of registered units at the end of 2009, and the proportion of housing provident fund and the base number are not in accordance with the provisions. At the end of 2007 - 2009, 6 cities exceeded the local prescribed proportion or the base number of housing provident fund 123 million yuan, 4 cities were lower than the local prescribed proportion or the base number of housing provident fund 27 million 250 thousand yuan; housing accumulation fund and interest into individual accounts are not timely. By the end of 2009, 2 urban housing provident funds and interest accounts were not accounted for in time, and the amount was 146 million yuan. At the end of 2007 - 2009, there were 265 personal loans from 6 municipalities in the province, with a total of 265 personal loans, totaling 54 million 330 thousand yuan, including 174 strokes and 37 million 390 thousand yuan, exceeding the local maximum loan limit of 13 and 1 million 340 thousand yuan, and extending 24 and 6 million yuan over the longest term of the local loan, exceeding the loan period of the retirees when the employees were retired. Pen, 9 million 600 thousand yuan.
to the existing problems, the audit institutions at all levels have dealt with the punishment according to their functions and powers, and put forward suggestions and suggestions for the comprehensive rationalization of the housing provident fund management system, the strengthening of the collection and loan management of the housing provident fund, and the further improvement of the information management level of the housing provident fund. The audit decisions and audit proposals are being implemented in various localities and departments concerned.