The proportion of the first payment of the adjusted provident fund loan in Ji'nan
Author: Liu Wenzhong source: Ji'nan daily
Ji'nan housing provident fund management center today issued "on the adjustment of housing provident fund personal housing loan ratio of the first payment", from March 4th, borrowers second use housing provident fund Personal housing loan purchase of ordinary housing, the proportion of first payment from less than 50% to less than 60%, loan interest rate is not less than the same period housing provident fund personal housing loan benchmark interest rate of 1.1 times.
reporter learned that in December last year, the new policy of provident fund loans issued by the city of China, the borrower families second times using provident fund loans to buy ordinary housing, the proportion of the first payment shall not be less than 50%, the loan interest rate is carried out by 1.1 times the benchmark interest rate of the fund loan at the same time. Stop using provident fund loans to buy third or more housing. After the adjustment, other than the "two suites" Shoufu ratio increased by 10%, other adjustments were not made. According to the provident fund loan policy of our city, the "two suite" refers to the second use of the provident fund loan, which is simply "not recognizes the house", while the "two suite" of commercial loans carries out the provisions of "recognizing the house not to recognize the loan", as long as there is a set of housing in the name of the buyer and second sets of loans to buy a house. .
Li Kan, deputy director of Ji'nan housing provident fund management center, told reporters that the first payment ratio of second times using provident fund loans was further increased by 10%, in order to implement the spirit and requirements of the country's eight articles, and to keep in line with the "economic ten" which had just been introduced in our city. Li Kan believes that the provident fund "two suites" Shoufu ratio increased by 10% again, the impact on the real estate market will not be great.