Re: 90% multi contract hidden traps car consumption need to be on guard
in addition, "convenient claims" is also the reason for car dealers. Sales personnel to move the car buyers, often promise, and the insurance company signed a fixed point agreement, in the 4S shop to buy car insurance, after the 4S store can be the entire agency, fixed, compensation is more convenient; if the consumer on their own outside insurance, once the accident 4S shop is not responsible for claims, some free services such as 24 hour road security The free trailer service is charged for another. Why car dealers are keen on tying insurance? The head of a Hangzhou 4S store says they pay more attention to obtaining reliable visitors by selling insurance, and the profits of repairs and maintenance. When consumers first buy cars, where they are insured, maintenance and repair will basically depend on the 4S store of their cars and become their "golden customer".
of course, sales insurance itself has a relatively large royalty. The car buyer buys insurance in the shop, and the insurance company has to pay a small amount of agency fee to 4S shop. According to an unnamed insurance company claims, in the auto insurance sales process, the insurance company to give 4S shop back point of the phenomenon really exist, the return point of strong insurance is about four percentage points, commercial risk return point is higher, generally more than 15 percentage points.
apart from tying insurance "wild goose", tying decoration has also made many owners experience unpleasant experiences. These decorations are not only of general quality, but also surprisingly high in price.
Mr. Wu, who lived in Taizhou, bought the quick 1.4T of Volkswagen Automobile in May this year, but he was asked to add nearly 10000 yuan to the decoration fee when he handed in the car. Mr. Wu saw it. He found that the car had changed the leather seat cover, added the reversing radar, and added the taillight ring, the brows, fenders, and the exhaust. 00 pieces of broken things such as tail sleeves, doorknobs, door covers and so on, "the general feeling is not what I want." Mr. Wu said that he asked the car dealer, "what I want is a naked car." Like decoration, everyone has his own idea, and the price of decoration is also expensive.
reporters understand that mandatory decoration is also a typical behavior of tying unreasonable merchandise. According to the ninth and tenth provisions of the "law of digestion", when buying a car, the consumer enjoys the independent choice and the fair trading right. It can choose whether to buy the interior decoration of the car, and have the right to refuse the compulsory transaction of the operator.