Ji'nan two suites provident fund loans are still temporarily enjoying preferential interest rates do not go up
11 3 months, the Ministry of housing, the Ministry of finance, the people's Bank of China, the China Banking Regulatory Commission jointly issued the "notice on the relevant issues concerning the regulation of the housing loan policy of housing provident fund," second sets of housing provident fund individual housing loans. The ratio of the first payment should not be less than 50%, and the interest rate of the loan should not be less than 1.1 times that of the first housing provident fund personal housing loan rate. However, 17 reporters learned from the Ji'nan housing provident fund management center, as of 17, two suites provident fund loan interest rates did not go up, down payment can still be 30%.
"Ji'nan provident fund loan is still in accordance with the original policy," Ji'nan housing provident fund management center told reporters that the local government needs to introduce specific provisions on the basis of the relevant provisions on the basis of different circumstances. "We have not yet received the correlation of the interest rate of the provident fund loan in our province. Specific notice. "
according to the introduction, the relevant provident fund loan policy of the Ji'nan housing provident fund management center is that the borrower's first payment ratio is 30% for the purchase of housing provident fund loans because of the purchase of ordinary housing; the two suite loan interest rate is still in accordance with the previously adjusted basis interest rate policy of the MPF. To float up, that is to say, the loan interest rate below 5 years (including 5 years) is 3.50%, and the interest rate over 5 years is 4.05%.
and according to the notifications issued jointly by four ministries and commissions, the interest rate of second housing provident fund individual housing loans is floating 10%, the proportion of the first payment shall not be less than 50%, and the third Suites fully stop the loan of the provident fund. But reporters from Ji'nan housing provident fund management center yesterday learned that the current Ji'nan provident fund loans only to other cities in the province to deposit housing provident fund and not enjoy housing provident fund loan policy workers, if in Ji'nan housing provident fund loans for housing, its first payment is not less than 50%. As of yesterday, the Ji'nan provident fund loan policy did not have the difference between the first suite and the two suite.
as to when to carry out the policy of floating the second suite provident fund rate and first paying 50%, Ji'nan housing provident fund management center said that there is no clear timetable at present. Therefore, Ji'nan residents can still enjoy the "preferential" policy in this period. (Wang Xusong)