Evade the new deal in the property market and buy a house in Ji'nan
use others identity card
to avoid "recognize room and recognize loan" and other regulatory policies, buyers generally borrow relatives, friends or employees' identity cards without a mortgage record to buy a house in order to enjoy the first payment, loan interest rates and other concessions, before the need to give a certificate provider. The risk is that the risk is that the property may not be transferred; if the borrower cannot repay the loan regularly, the applicant will be in danger of being prosecuted by the bank or being included in the credit blacklist.
house property right. Mr. Li, who bought third sets of housing in the East, could not get a loan, the sales staff had suggested that he was divorced from his lover, and then remarried after the loan was bought, and the false divorce certificate was found by the bank, and the last one could only be returned. Similar through false divorce, notarial disposal of property rights and other ways to change family members' property to one or more family members, and then use the name of no property on the name of buying a house, a lot of people hot or choose one of the way to buy a house.
family relay loan
a number of more than two home buyers choose to apply for mortgage loan or provident fund loan with the name of the old man in the home, and take a child in the home as the only joint repayer of the purchase, and be responsible for the contract for the loan contract to the borrower and the mortgagor. "And the mortgage is not revoked before the repayment of the principal and interest is completed." In this way, the loan repayment record is only shown in the name of the loan contract person (i.e. parents), and does not increase the purchase and loan records of their children.
find intermediary supplement social security certificate
Ji'nan part of social insurance agency agency from the "two regulation" to find a way of restricting the real estate purchase in other places.
Ms. Zong of a social insurance agency told a reporter that the unit paid and paid for the social security for all kinds of workers and related units. It could help the buyers to rearrange the social security certificate and help the buyers to buy a house. According to her, according to her introduction, according to the requirements of the new regulation policy, the transactor needs to pay at least 13 months of social insurance payment voucher to be used to buy a house. The standard is handled according to the mobile workers (freelance), the minimum wage base of the monthly payment is 1495 yuan, and the related expenses such as the account opening fee are only 7867.5 yuan. Another intermediary agency staff said recently, more than 20 similar customers have gone through the relevant formalities, earning 26 thousand yuan.