Housing provident fund deposit and loan interest rates increase Ji'nan people need more than 51 yuan per month
source: Ji'nan daily
after the RMB deposit and loan interest rate is up 0.25 percentage points, the individual housing provident fund deposit and loan interest rates have also been adjusted accordingly. According to the new provident fund loan interest rate, the loan is 500 thousand yuan and 30 years to be paid off. From the date of the implementation of the new regulation, the public needs more than 51 yuan per month. The
Ministry of housing and urban and Rural Construction issued a notice today to adjust the interest rate of the individual housing provident fund and deposit, of which the housing provident fund of the year is still 0.36% of the interest rate, and the deposit interest rate of last year was adjusted from 1.71% to 1.91%, up 0.2%. The loan interest rate is below 5 years (including 5 years) from 3.33% to 3.50%, up 0.17%; from 5 to 3.87% above 5 years, 0.18% increase. In addition, housing provident fund loans to support housing construction pilot projects interest rate by 5 years or more personal housing provident fund loan interest rate floating 10%.
the person in charge of the Ji'nan housing provident fund management center said that after the adjustment of the interest rate of the housing provident fund, the new loan business began to carry out the new interest rate from today, and the new loan interest rate was carried out from January 1st next year. According to the current housing provident fund loan policy in our city, the purchase of housing loans by individuals using the housing provident fund can provide loans up to 500 thousand yuan and the longest loan is 30 years. Loan 500 thousand yuan, 30 years to pay off, with the same amount of principal and interest repayment, according to the previous loan interest rate, the buyer needs a total of 845 thousand and 912 yuan, a monthly repayment of 2350 yuan. According to the new loan interest rate, the cost is 864 thousand and 540 yuan and 2401.5 yuan a month, which means that after the new interest rate is implemented, the citizens need to pay 51 yuan a month more than 51 yuan. The cumulative need for more than 18628 yuan.