source: Qilu
next month, your housing provident fund or will be readjustment. How to adjust? What is the situation in Shandong? Look at the authority to read!
generally speaking, the housing provident fund is the adjustment of an annual unit from July 1st to June 30th of the year to the year. Many units will adjust their provident fund base for employees in accordance with the monthly average salary of the previous year in June.
how will your housing fund change this year? Housing provident fund in the near future or will adjust the "housing provident fund management regulations" sixteenth provisions, the monthly payment of staff housing provident fund for employees in the last year's average monthly wages multiplied by the housing provident fund contribution ratio. The monthly deposit amount paid by the housing provident fund for the workers is the monthly average wage of the workers themselves in the previous year.
with the change of average wages for workers, the accumulation fund will also be adjusted. Generally speaking, the housing provident fund is adjusted from July 1st to June 30th of the year. According to "housing provident fund management regulations" and other provisions, units and individuals are not more than the average monthly salary of 12% of the employee's last year, the housing provident fund, which is actually deposited, is allowed to be deducted from the individual taxable income.
unit and worker individual pay housing provident fund monthly average wage shall not exceed 3 times the average monthly wage of workers in the city where the workers' work place is located, and the specific standards are carried out in accordance with the relevant regulations of various places. Therefore, the housing provident fund, which can be deducted before the individual income tax, should be the actual payment limit of 12% of the monthly average salary of the last year, and the base number can not exceed 3 times the monthly average salary of the workers in the last year.
how will your provident fund change? Take Shenyang as an example, the average wages of employees will change, and the provident fund paid by individuals and units will change, and all the money in the provident fund account should be owned by individuals. According to the provisions of Shenyang, the upper limit of the housing provident fund deposit is 3 times the average wage of the workers in the city in the previous year. Take last year as an example, the monthly average salary of Shenyang workers in Shenyang was 5620 yuan. According to the relevant regulations, the upper limit of the housing accumulation fund in 2017 was adjusted to 16860 yuan.