Ji'nan freelancers will be able to pay provident fund, the ratio of deposit shall not be less than 10%
http://sd.sdnews.com.cn/jinan/201806/t20180601_2399947.htm
to support more groups to improve basic housing conditions through the deposit and use of provident fund, the Ji'nan housing provident fund management center is to pay social insurance in Ji'nan and voluntarily fulfill the free occupation of the obligations of depositing provident fund. If the person is included in the coverage group, the freelancer may voluntarily apply for the establishment of an individual provident fund account, which may not be less than 10%, not more than 24%, and can apply for the loan of the provident fund which is in accordance with the loan conditions.
in January, the cardinal number is declared by the freelancer for
in recent years, Ji'nan has incorporated the labor dispatch, personnel agent and migrant workers into the provident fund system, but the freelancers and other groups are free from the system and can not enjoy the preferential policies of the provident fund system. In order to expand the coverage of the provident fund system and support more groups to improve the basic housing conditions through the deposit and use of the provident fund, the Ji'nan housing provident fund management center has issued the housing provident fund of Ji'nan freelancers in accordance with the requirements of the "notice on further expanding the scope of the housing provident fund system" in our province. Use of Interim Measures (Soliciting Comments). When men are 18 years old, men are less than 60 years old and women are not 55 years old, they will pay their social insurance in a normal way, voluntarily fulfil their housing provident fund obligations, and comply with the regulations of housing provident fund management, and can apply for the establishment of personal housing provident fund account to deposit housing accumulation fund in accordance with the principle of voluntary.
freelancers should use their monthly average income as the monthly deposit base, and declare by freelance individuals. The monthly deposit base must not be lower than the minimum payment base of the annual month, which is published by the provident fund management center. It shall not be higher than the maximum deposit base of the annual month of the accumulation fund management center. The proportion of payment shall not be less than 10%, and no more than 24%. The monthly deposit amount of the provident fund is equal to the monthly deposit base multiplied by the deposit ratio. The monthly deposit base and the deposit ratio can be adjusted according to the annual remittance year.
it is reported that the maximum deposit reserve of Ji'nan's highest housing provident fund in 2017 was 15999 yuan. In 2017, the minimum housing provident fund month in Ji'nan is divided into two files: the minimum housing provident fund month of the unit residence is 1810 yuan per unit for the lowest housing provident fund month of the calendar District, the Central District, the Huaiyin District, the Tianqiao District and the almanac District, which is the minimum housing provident fund month of the Changqing, Zhangqiu, Pingyin, Jiyang and Shanghe counties. The base number is 1640 yuan.
2 as long as there is a certificate of social security payment, it can open an account
in the establishment of the individual provident fund account of the freelancer. The central provident fund management center has set up special households in the industrial and commercial banks, the Agricultural Bank, the Bank of China, the Construction Bank, the Bank of communications and the Bank of communications to voluntarily deposit the freelance of the provident fund. People can voluntarily choose to deposit the bank and handle the procedures for opening their personal accounts, and sign the "Ji'nan freelancer housing provident fund deposit and use agreement" at the scene.
in order to make the freelancer into the coverage of the provident fund system as soon as possible, the fund management center must pay more than one year's request for the cancellation of social security. As long as there is a proof of social insurance, it can apply for the opening of the individual provident fund account. Since a deposit worker can only open a provident fund account, the freelancer has already had a provident fund account. It is necessary to apply for the transfer formalities of the account before applying for a personal account to the entrusted bank.
freelancers deposit monthly housing provident fund from month to month. According to the deposit and use agreement, the deposit method is withheld by the bank, and the full amount is paid in the bank card 20 days a month. In addition, the housing provident fund of the month before opening personal accounts is not allowed to be paid back. What rights and interests can the
3 pay for a commercial house to apply for the public loan
freelancer to pay the provident fund? According to the draft, the freelancer can apply for the housing estate in accordance with the provisions of the measures for the management of the individual housing provident fund loan in Ji'nan. Gold loan. In order to embody the principle of equivalence between the obligation to pay and the right to use, after applying for provident fund loans, it is necessary to continue to fulfill the obligation to pay the provident fund. At the same time, in order to facilitate repayment and reduce repayment pressure, it is agreed to handle the monthly entrusted business and withdraw the provident fund after repayment of the provident fund loan every month. If the housing provident fund fails to fulfil its obligations, the provident fund management center shall have the right to require the loan bank to declare the loan in advance, and recover the remaining loan principal and interest.
the time for consultation is from May 31st to June 5th. Opinions and suggestions can be feedback through:
1, website message. Log on to the Ji'nan municipal government portal (www.jinan.gov.cn) "investigation collection" column message.
two, e-mail. Mailbox gjjzqyj@163. com.
one picture can understand the application principle of the housing provident fund of freelancer
: voluntary principle
premise condition: 18 years old, male under 60 years of age, women are not 55 years old, and pay social insurance in a normal way.
deposit base: the average monthly income of the freelancer in the last year should not be lower than the minimum payment base of the annual month, which is published by the provident fund management center, and must not be higher than the maximum deposit base of the year.
deposit ratio: no less than 10%, not higher than 24%.
monthly deposit = monthly deposit base number
deposit bank: Industrial and commercial bank, agricultural bank, Bank of China, construction bank,
carrying information: original personal identity card, proof of social insurance in Ji'nan, personal settlement account (personal bank debit card).
related news
enterprises can self determine the minimum deposit ratio of the lowest 5% to the highest 12%
recently, the Ministry of housing and other three departments issued a notice, will reduce the proportion of the housing provident fund deposit ratio policy to April 30, 2020. The notice requires that the lower limit of the proportion of the housing provident fund is 5%, and the upper limit shall be determined by the procedures stipulated in the regulations of the housing provident fund management, and the maximum shall not exceed 12%. The deposit unit can determine the proportion of housing provident fund deposit within 5% to the local upper limit.
reporter learned from the Ji'nan housing provident fund management center that the center issued a "notice on allowing enterprises to determine their own housing provident fund ratio" in July 2016, allowing enterprises to determine the proportion of their own housing provident fund from 5% to 12% from July 1, 2016 to April 30, 2018. In accordance with the requirements of the Ministry of housing, the Ministry of Finance and the people's Bank of "the notice on improving the housing provident fund deposit mechanism to further reduce the cost of enterprises", Ji'nan will continue to allow enterprises to determine the proportion of the housing provident fund by themselves by April 30, 2020.