Ji'nan for the first time on the city's commercial housing pre-sale fund management and safety to find out.
Shun Network - Ji'nan times
"Ji'nan commercial housing pre sale fund supervision and management measures" for more than a year, housing enterprises In order to ensure the security of the pre-sale funds and protect the legitimate rights and interests of the buyers, the Ji'nan real estate market department will pay and use the pre sale funds and supervise the bank to inspect the property of the housing market in the recent 18 days. This is the first time that Ji'nan has thoroughly explored the management and safety of the pre-sale of commercial housing in the city.
from May 22nd, 26 banks, such as Guangda, Huaxia and Guangfa, will be inspected in succession, including both the four big banks and the local commercial banks. At the same time, the supervision of banks to set up pre-sale funds to monitor the special accounts of Housing enterprises also need to cooperate with the inspection. The authorities in charge of the Ji'nan real estate market will entrust accounting firms, etc., to check the open account, access and daily management of the pre sold supervision funds by the regulatory banks, whether the funds deposited into the housing enterprise loans and the interest related to the loan, or not, to misappropriate, withdraw and use regulatory funds for the housing enterprises. Provide all kinds of guarantee or pledge of margin, deal with bill (bank acceptance draft, commercial acceptance draft) discounting and open acceptance business, and whether the house enterprise will deposit the pre sale money into the supervisory account and withdraw seven kinds of questions in accordance with the regulations.
according to the supervision method of the pre sale fund of commodity house, after the regulation account is opened by the house enterprise, the deposit, the first payment and the bank loan of the citizen do not pass through the house enterprise, and enter the supervisory account directly. The pre-sale funds must be earmarked for special purpose, and the progress of the project can only reach the corresponding nodes, so that developers can apply for regulatory funds in proportion.