Ji'nan limited purchase "opening": undergraduate students to pay half year social security first suite to enjoy 30% down payment
source: Shun Net - Ji'nan times
18 days, city construction, public security, human society, housing management, the four departments jointly issued the limited purchase rules, to foreign buyers "slightly loosening". It indicates that a full-time undergraduate (including a bachelor degree) has a formal contract with the employer, and the social security will enjoy the treatment of the local residence for half a year.
1 Bachelor's degree and above education and more than half a year
half a year
not the first payment of household household registration of household registration to the city, which makes many young people who have just graduated to express some weakness, which is not conducive to the retention of high education talents in Ji'nan, nor is it conducive to the introduction of high-level talents.
to this, the detailed rules and regulations, our city full-time undergraduate (including undergraduate) above the home buyer, and the employer signed a formal employment contract, and the continuous payment of social security more than half a year, can enjoy the local resident permanent residence policy of the same house purchase. The introduction of high-level talents at home and abroad can be certified by the office of the municipal talent work leading group, and the residents' permanent residence policy is the same.
authority interpretation of the payment of a tax full half a year is also
"if the social security is only half full for half a year, the down payment for a house should be only 30%, which is undoubtedly a great benefit for the young graduates, otherwise it will not keep people." For last year's "12. 26" rules, why did not give time to foreign high education buyers "start", the people said that the new deal was aimed at combating speculative housing, since the new deal was implemented, the relevant departments also realized that the policy "hurt" part of the normal purchase group, due to timely correction, to the newly needed family a buffer. .
in addition, the staff of the Construction Department said that the rules for the limit purchase issued in January of this year explained that the "full two year social security or individual tax" refers to the last three years from the date of the release of the self limiting purchase policy, so as long as the payment of a tax is full for half a year, it will also be regarded as the equal treatment of the local residents.
attention should be paid to the fact that the prerequisite for meeting academic qualifications is full-time undergraduate education, and self-taught and on-the-job postgraduate education is not listed here.
2 to enjoy the local purchase treatment in accordance with the 9 major policy conditions, can handle the settlement of
no bachelor's degree or more how to buy a home?
the rules of the
at present, there are "relatives" in the policy of "relatives", the investment tax household, the introduction of talent, the general large Graduates from colleges and technical schools have settled in various policies such as "the employment certificate from outside Shandong province", the transfer of cadres and workers, the transfer of the army and the resettlement of the demobilized Sergeant retired duty soldiers, the transfer of army cadres, and the adoption of their children. In accordance with the above policy, the foreign workers in the field can be purchased through the household registration in Ji'nan after they have settled down (including collective accounts).
Authoritative Interpretation of the new deal in Ji'nan is brewing
according to the city and rural construction commission, according to the city and rural construction commission, after the four round of the market regulation and control of the market, some of the new demand group "block" outside the door, not conducive to the stable and healthy development of the market, and through the settlement channel can make them have the purchase of property, only a lot of people are not familiar with it. The policy of settlement. "In terms of settlement policy, Ji'nan is preparing to introduce a new deal and relax the conditions for its settlement. The document is already available." The source said that some foreign buyers in the rural areas, do not want to settle down, but also to buy a house in Ji'nan, so it is difficult to "fish and bear paws" both. In fact, in March of this year, the provincial government made sure that the basic settlement conditions would be the legal and stable residence (including leasehold) or the legal stability of employment. In the whole province, the housing area, the number of years of employment, the tax of investment, the system of integration and so on were cancelled. In the second half of last year, Shandong also sent the "urge" Ji'nan, Qingdao two cities to accelerate the cancellation of the housing area, employment years, investment tax, integration system and other conditions. In the
rules, it is also especially pointed out that the collective household can be left. At present, college students in Colleges and universities can fall into the collective residence period, which means that college students can buy two suites of Ji'nan's household registration status, and the first suite down payment is only 30%. "Policy can be understood in this way, but the premise is to stay behind after graduation." The person said.
the most direct benefit of buying a house in Ji'nan is to pay less down payment. In the restricted area of Ji'nan, there is no housing and no housing loan records. The first payment is 30%, interest rate is executed according to the first suite interest rate, the longest loan period is 30 years. The proportion of the first payment of housing loans for household registration households was increased to 60%, and the maximum year limit for commercial mortgage loans was shortened to 25 years of public loans. The minimum down payment ratio of household household households in the city was also raised to 60%.
comply with the following 9 policies, handle the settlement of
(including the collective residence) 1. "relatives to surrender" personnel, 2. investment tax settlement, 3. imported talents, 4. general secondary school and technical school graduates fall into 5. holding "talent recruitment card outside Shandong province", 6. cadre workers transferred to 7. troops transferred and resumed
9. adoptive children settled in
confirming the limited purchase number and paying the first payment before April 20th
this rule also confirmed the execution time of the most strict limit purchase policy: the first payment and the interest rate policy of the purchase of the purchase of the house in April 20, 2017 By the time of zero, the purchase contract of the net before April 20, 2017, or the number of the purchase limit and the first payment (with the time of bank payment), can be carried out according to the previous purchase policy.
Authoritative Interpretation of
lagging lagging tone
in June 2016, the foreign buyers Liu carried home to Ji'nan development, in December set a good property, after the first payment of the developer delayed no successful network, the result to catch up to the December 26th limit policy. Under the helplessness, he went through the refund formalities. At that time, Changqing was not restricted to purchase. Mr. Liu went to Changqing to buy a house. In the early March of this year, he paid the first payment, and also handled the loan procedures in the bank. The developer was still unable to sign the net. The result caught up with the most strict purchase policy in April 19th. The threshold of 60% payments made him difficult. After the promulgation of the rules, Mr. Liu will not be entangled with 60% down payments. His down payment is only 30%.
Construction Department staff also said that because of the previous restrictions on purchase after the purchase of the purchase number has been made, but the loan is card, the specific reasons have been paid and unpaid first payment, to the operational limit of the purchase policy to bring problems. Therefore, this time, it is clear that the purchase limit and the first payment must be indispensable before April 20th.
after the latest rules and regulations have been introduced, the public loan policy change? The reporter learned that the nine types of household policies in the field of economic workers, after the settlement (including the collective residence), as long as the normal payment of the provident fund, no housing and housing loans (including public loans, commercial loans) records, the application for public loans as the first suite loans.