source: Qilu Evening Newspaper
"may one", Ji'nan, Qingdao, the two housing loan policy further tightened. A few days ago, reporters visited several banks in both places, and found that the first suite of loan interest rates continued to "shrink", 15% off mortgage loans have disappeared, and 10 percent off interest rates are rare.
decision late three days
more than nearly 100 thousand yuan loan
about the original mortgage experience, Mr. Zhang is still very lucky.
in early April, Mr. Zhang bought a house in Huangdao District, Qingdao. "In Qingdao Agricultural Bank of China's housing loans, there gave the highest preferential policy of 15% off, at that time, the loan was 700 thousand yuan, the principal and interest total 1 million 227 thousand yuan. Loans have just been put down for second days, the first suite loan interest rate has risen to 10 percent off, and in half a month, it has become 5% off. Mr. Zhang calculates, according to the 5% off interest rate calculation, loans 30 years principal and interest 1 million 300 thousand yuan, compared to 15% off to pay more than 70 thousand yuan.
the citizens are handling the mortgage business in the bank. Qilu Evening News Qilu one point reporter Jiang Ning photo
Mr. Wei, who just bought a house in Chengyang, Qingdao, was not so lucky. Before the May Day, Mr. Wei borrowed about 2000000 yuan to buy a house. Because it was three days late, it had to pay nearly 100 thousand yuan more. "Asked several banks, either the mortgage interest rate suddenly rose, or the loan amount was insufficient."
Qilu Evening News reporter learned that before and after the May 1st, Qingdao bank and Qingdao agricultural and commercial bank reduced the preferential interest rate for the first suite. The Qingdao agricultural and commercial bank has been adjusted two times in a month. Construction Bank Qingdao branch staff introduction, the first mortgage interest rate is still 10 percent off, but it is possible to increase to 5% off in the near future. In addition, some joint-stock commercial banks have no discount on the first mortgage interest rate.