no matter who it is, the topic of the house broke into their lives very early.
Shen Mengsheng was mobilized to buy a house just after he graduated from university. At the end of 2013, she went to the aunt's home in the suburb of Beijing. After dinner, everyone sat in the living room drinking tea and chatting. Uncle heard that she had settled down successfully, and advised her to buy a house with a solemn tone.
"they think that I work steadily, the wages can bear the mortgage, and the Beijing property is just hard to reduce the price and can let the family support the first payment as soon as possible." Shen Mengsheng recalls. Later on, she began to use the mobile phone to check the room on the Internet, and found the Fifth Ring Road from the South Sanhuan Road. At that time, the average price of the southern three rings was twenty thousand or thirty thousand yuan and one square meter, and the Zhongguancun average price of the northwest three rings fluctuated from 70 thousand yuan to 110 thousand yuan, and the price of Tian Tong Yuan and Beiqijia in the North Fifth Ring and six ring was ten thousand or twenty thousand yuan and one flat.
she 's too "worshiping" the house prices in Zhongguancun. There are dormitories in the dining hall, not other benefits. Shen Mengsheng gets paid more than ten thousand yuan a month. This is a great income for most college graduates, and the price of Zhongguancun's Gao Ting can only be a drop in the bucket.
since then, Shen Mengsheng has begun to pay attention to the topic of buying houses in Beijing. She regularly searches for changes in house prices online, and often exchanges information with colleagues and friends. The real estate news pushed on the cell phone will be read without landing.
Wang Zhe accepted the idea of buying a house earlier. Almost from the first year when he went to Beijing to study in University, whether or not to buy a house in Beijing became the trouble of their family. In 2009, though far away in Nanchang, parents of civil servants paid close attention to the rapidly rising housing prices in Beijing. However, the two parents were different at the time. My father felt that he did not have to work hard for a house, but his mother advocated buying a house. At the beginning of
Wang Zhe prefers his father's attitude towards life, but what happened to him during the third year of the Spring Festival changed his concept to a certain extent. Worried about the heavy burden of family, Wang Zhe did not have much enthusiasm for studying abroad. One day, his mother took him into a "very spacious" blank room and told him, "this is what I bought when you were in high school. You can go abroad at ease." At the moment when she heard the remark, Wang Zhe's heart was beating up. Her mother kept the house for 5 years and even made a single handedly.
this intruded rough house slowly and continuously helped Wang Zhe's mother to dump her philosophy in the family. Wang Zhe is the only child in the family. When graduate students choose to choose the future development city, his father wants him to go back to Nanchang for a civil servant. The car is all there. His mother encourages him to stay in Beijing. "Your grandfather went from the mountain to the provincial capital city, and your dad and I trained you to Beijing to the United States, and you worked hard to take root." Beijing, one generation is better than a generation. "
relatively speaking, Li Anran's reaction to the house is more passive. Before she starts to think about the house, the house has been brought to her by her father. At that time, Li Anran's father, who had been working outside, was transferred from Inner Mongolia to Beijing. It was very far - sighted to buy a more than 80 square meter house near the North Third Ring Peace West Bridge subway station in 2008. During the summer vacation after the end of the college entrance examination, Li Anran first entered Beijing's new home.
now, father is transferred to work in Xi'an, and her mother is a teacher in her hometown. She is the only child in her family, and she becomes the owner of this house. With the backing of real estate, her fiancee who graduated from the same year also followed Beijing.
action
before planning to buy a house in Beijing, Wang Zhe has already had a purchase experience, but in her hometown Nanchang.
2016 in March, after six months of job search twists and turns, Wang Zhe in a large central enterprises officially got jobs and settled.
this is a company involved in real estate business. The conviction of buying and selling is strengthened. The most direct stimulus is due to an internal meeting. At the meeting, the director of real estate marketing based on quantitative easing and encouraging the policy of inventory elimination, Beijing's housing prices rose sharply. This sentence made Wang Zhen, who was still in the internship period, thought, "buying late is better than buying early."
due to the fact that Beijing accounts had not yet been processed, Wang Zhe could only turn to the real estate target with value-added space in his hometown.
a month later, there was more than one property in Wang Zhe's name - located opposite to the Nanchang municipal government, with a high green area and an area of nearly 100 square meters. 200 thousand yuan down payment, half funded by parents, Wang Zhe borrowed half from his friends. Month for 4600 yuan, Wang Zhe every 3 months to withdraw a provident fund repayment, parents help to pay two months in the middle.
Shen Mengsheng also had a brief experience in buying a house. After his uncle Amway, in the Spring Festival of 2014, she proposed to buy a house in Beijing for her parents working in the system. They are all very supportive, and in private, they also talked about "helping the only daughter to buy a house in Beijing", but because of the temporary failure to pay the first payment, and the country has taken a series of measures to control the price of house prices, so the daughter is advised to wait for a while.
down payment for family members, at least 800 thousand yuan. This price is estimated by Shen Mengsheng's reference to a more than 60 square meter house in the third ring road. In Shen Mengsheng's hometown, a prefecture level city in Shandong, 800 thousand yuan is enough to buy a very comfortable new house.
Shen Mengsheng knows that if he doesn't let go, his parents will help to make money. But she doesn't want them to smash all their savings on themselves, and not want them to borrow money from their relatives - "I want my parents to have a comfortable life in their hometown."
she also gave herself a pen account. Even if you make enough of the down payment, you will have to pay more than 5000 yuan a month. Deducting the cost of renting out a dorm in the future, the disposable income is only 3500 yuan in the most comfortable condition. It is difficult to maintain the quality of life.
plus Shen Mengsheng's intention to quit, this sudden burst of buying impulse lasted for 3 months and then went out. In April 2014, she gave up a house completely.
she explained that high house prices accounted for 40%, new jobs accounted for 60%, "job hopping inevitably affects wages and repayment ability, but the house is not the first thing I want to solve, leaving the job I don't like."
cost
did not think about buying a house, temporarily did not change to work, Shen Mengsheng in Beijing has improved the quality of life. She moved out of a free dormitory with a cockroach infested room and rented in a two bedroom flat in West Third Ring Road, with a monthly rent of 1500 yuan. Even if the bedroom windows were very little light to the wall, and the living room was changed into a narrow public corridor after the bedroom was changed to the bedroom, Shen Mengsheng liked the "nest", bought a thin mattress, a mobile computer table, a luxurious mosquito net, an aromatherapy humidifier, and a new air conditioner for the landlord's difference.
although mother and a wave of relatives will talk about buying a house from time to time, Shen Meng Sheng is unmoved. She listened attentively and listened attentively, without refuting or annoying. "I am not the one who has made me buy a house," she said.
she used her salary to improve her happiness: food, shopping, traveling, watching movies, table games, and playing secrets.