Ji'nan suspends lending to households that have used more than 2 provident funds
source: Qilu network reporter Zhang Shuai
April 20th afternoon, Ji'nan housing provident fund management center issued and implemented "Ji'nan Municipal People's government office to further improve the control measures to promote the smooth and healthy Ji'nan real estate market." The detailed rules for the implementation of the notice of development.
to conscientiously carry out "the Circular of the office of the people's Government of Jinan City on the further improvement of the control measures to promote the steady and healthy development of the real estate market in our city" ("economic and political office [2017] No. 13]), the following adjustment is made to the housing provident fund policy of our city:
1. No housing and no housing loans (including provident fund loans, commercial loans) record, provident fund loans to apply for the first suite loans. The first suite of provident fund loan policy is unchanged.
two, the household registered permanent residence of the city has had a set of housing or although there is no housing, but there are housing loans (including provident fund loans, commercial loans) recorded, the application for housing loans are considered second sets of housing loans, the minimum down payment ratio increased to 60%, the fund loan interest rate of 1.1 times the implementation of the benchmark interest rate.
three, suspend payment of provident fund loans to families who have used 2 or more housing provident fund loans.
four, non city household purchase housing, provident fund loans minimum Shoufu ratio increased to 60%.
five, provident fund loan related policies to commodity housing net signing time, April 20, 2017 zero before the original policy was executed according to the original policy, signed in April 20, 2017 after the implementation of these rules.
six. Since April 20, 2017, the policy of withdrawal of housing provident fund has been abolished by payment of residential maintenance funds.
Ji'nan housing provident fund management center