Ji'nan first suite provident fund loan application "recognition of housing and loan recognition"
to earnestly implement "the Circular of the office of the people's Government of Jinan City on the further improvement of the regulation measures to promote the steady and healthy development of the real estate market in Ji'nan" (economic and political office [2017] No. 13), the 20 day, the housing provident fund management in Ji'nan The center to the housing provident fund policy to adjust the following:
one, the city's household registration of workers, no housing and no housing loans (including provident fund loans, commercial loans) records, the application for the provident fund loans as the first suite loans. The first suite of provident fund loan policy is unchanged.
two, the household registered permanent residence of the city has had a set of housing or although there is no housing, but there are housing loans (including provident fund loans, commercial loans) recorded, the application for housing loans are considered second sets of housing loans, the minimum down payment ratio increased to 60%, the fund loan interest rate of 1.1 times the implementation of the benchmark interest rate.
three, suspend payment of provident fund loans to families who have used 2 or more housing provident fund loans.
four, non city household purchase housing, provident fund loans minimum Shoufu ratio increased to 60%.
five, provident fund loan related policies to commodity housing net signing time, April 20, 2017 zero before the original policy was executed according to the original policy, signed in April 20, 2017 after the implementation of these rules.
six. Since April 20, 2017, the policy of withdrawal of housing provident fund has been abolished by payment of residential maintenance funds.