Pan Xia
Island sister has turned out the distribution of funds in real estate development enterprises in recent years, and found that a trend of falling one liter two is very eye-catching.
data source: the National Bureau of statistics
on the one hand, the growth of foreign investment in real estate has fallen sharply, and it has fallen sharply in recent years. On the other hand, personal mortgage loans have risen steadily. In November this year, the first super domestic loan was 277 billion 100 million yuan, up to 49.3%, far more than last year's 21.9%, and further than the previous year's -2.6%.
think in 2006, the same is the rapid rise in real estate prices, in order to prevent foreign speculation, the regulatory agency issued the "opinions on the regulation of foreign investment and management of the real estate market", set up a series of restrictions for foreign institutions and personal purchase, but still can not stop the foreign capital sharpening the head to China In the real estate market.
2015, the relevant departments revised the above opinion, greatly relaxed foreign investment in Chinese real estate restrictions, but in the past 6 years, the minimum growth rate of real estate utilization of foreign capital - -53.6%.
is not a fight, but a change in the fundamentals of the real estate industry.
entered the second ten years of this century. The real estate industry's profiteering era or the "golden age" has no longer been around, and the high-yield aura is fading away. However, with the power of foreign investment, such as the power of speculation, house prices have been in a high level, at the beginning of the raging speculators make a pot full bowl full of future people to go to the air, but now a single collapse will lead to a variety of systematic risk of the property market.
the chivalrous person, for the country and the people, at this time, the plate players are more comfortable with the upward trend of personal mortgage loans.
said for the country, purely from the black, in the future twenty or thirty years of youth and income into China's real estate business, since then with the mortgage as a companion, who is really willing? Who has no poetry and wants to pursue in the distance?
ask yourself, why do you want to pick up a plate, why do you want to buy a house, is the call of your own heart? Or the mother-in-law's call? Or is it the coercion of more people's eyes? Riding a tiger on high housing prices has become the norm for many young people nowadays.