Ji'nan provident fund loans to buy second suite no longer have the first set of standard Shoufu 4%.
source:
the policy of the new adjustment of the provident fund has clearly stated that "the minimum down payment ratio of the housing provident fund loan for the first set of commodity housing is 30%, and the lowest down payment ratio of the housing provident fund loan for second sets of commodity housing is 40%." A lot of public consultation, according to the previous policy, the first suite has paid off the loan, the two suite of public loans to implement the first set of standards is still effective? Shandong Ji'nan housing provident fund management center related responsible person, no longer effective.
the person in charge said that, in accordance with the new policy, if the public bought second suites, no matter whether or not the first set of loans could be repaid, the first payment must be 40% as long as it accords with the conditions of the provident fund loan. The reporter inquires that the policy before the provident fund loan is "a household with a set of housing and has cleared the corresponding housing loans. The minimum proportion of the first payment for housing for the housing provident fund for the improvement of housing conditions is 20%, and 30% of the loan is not settled." That is to say, in this policy, if the citizens have a set of housing, and settle down the loan, use the provident fund loan to buy the house again, the first payment can carry out the standard of the first suite. After the implementation of the new policy, this "credit" standard will be abandoned, whether or not to clear the first suite of commercial loans, as long as the family of second suites, provident fund loans to buy, the proportion of down payment must be 40%.