Ji'nan citizens can raise their provident funds on a monthly basis. Automatic payment on 15 days of each month
27 days, Ji'nan housing provident fund management center of Shandong Province officially issued "Ji'nan housing provident fund extraction and management implementation rules". After signing the agreement with the Ji'nan provident fund management center, the provident fund loans will automatically transfer the repayment amount to the account on the 15 day of each month. Previously, provident fund loans could only be processed for a year before they could be processed and extracted once a year.
reporter has learned that there are three kinds of circumstances to choose the provident fund during the loan repayment period. The use of provident fund loans to buy a house, has not yet paid off all the loans. Each month can be extracted a provident fund, the amount of extraction can not exceed the loan amount per month, the accumulation fund center will automatically transfer the amount to the extraction card on 15 days of each month.
in the year of extraction, the use of provident fund and commercial loans to buy a house, and not repay the loan of all people, every repayment of the full year can be extracted a housing provident fund. If the repayment has not been withdrawn for more than one year, all the accumulated amount during the repayment period can be extracted.
in addition, in the extraction of loan repayment, the use of provident fund loans to buy a house, all those who have not repaid the loan can apply for the use of the balance of individual housing provident fund account to offset the principal and interest of the individual housing provident fund. From the third days after the housing provident fund loan is issued, we can deal with the loan service. Each employee can deal with it once a year, and the interval of two times is not less than 12 months, except for the settlement of the loan. The amount of the loan repayment is not included in the repayment amount of the employees' repayment of the principal and interest of the housing accumulation fund loan and the entrusted business.