Shandong commercial newspaper reporter Shi Shangjing
recently, a number of provident fund loans are affected by the property market, the account is almost "loaned", so the provincial capital How? Reporters from Ji'nan housing provident fund management center yesterday learned that the current situation of public loans in Ji'nan is more normal, the number of loans affected by the new deal has increased, but "loan air" is not possible.
recently, with Nanjing, Suzhou, Hefei, Fuzhou and other places published in 2015 provident fund loans, the multiple provident fund loan rate has been significantly increased, the loan rate is far exceeding 85% of the warning line, even It's over 100%. Provident fund loan amount is tight, provident fund accounts almost appear "loan empty" phenomenon. Industry analysis, such a phenomenon means that the "pool" in the "pool" of "water" is less, the accumulation of accumulation fund accounts in excess of the state of use, may affect the smooth credit of the buyers of the provident fund.
yesterday, reporters learned from the Ji'nan provident fund management center, the first quarter of this year, the provincial capital provident fund loan amount also increased significantly. In 1-3 months of this year, 68 thousand employees in Ji'nan have extracted 2 billion 570 million yuan from the housing accumulation fund in 1-3 months, with a year-on-year increase of 43% and 2 billion 700 million yuan for individual housing provident fund loans to 7 thousand households, with a year-on-year increase of 133% to support employees to buy housing area of 735 thousand square meters. It has greatly promoted the housing consumption. Among them, from March 7th, Ji'nan has been introduced as the "most loose" housing fund new deal in history, the maximum loan amount for housing provident fund loans is raised, and the number of public loan applications has risen sharply again. In less than a month, the new deal has 102 applicants to apply for the highest amount of loan for provident fund.
for the multi - out public loan account almost "loan to the empty" situation, Ji'nan housing provident fund management center staff said, Ji'nan provident fund balance is temporarily not pressure, "the current situation is more normal, the number of loans affected by the new deal increased, but" loan air "is not too likely. According to the introduction, the current Ji'nan provident fund management center takes the "go to stock" task as the focus of the municipal housing provident fund, and continues to relax the relevant policies of the housing provident fund, and increase the implementation of the new policy. In addition, local provident fund accounts in a tight state, such as Nanjing provident fund loan approval to slow, lending cycle extended, and Ji'nan has not been affected, and will further improve the approval of the prescription, loan approval will be compressed within 10 working days.