Buy second-hand housing deposit deposit three strikes lightning protection "20%" is the upper limit of deposit.
in order to get the right second-hand house, some buyers rushed to see the room and pay the deposit. But after paying the deposit in haste, I regret it. It's not so easy to return the money. Professionals remind consumers that there are a lot of disputes about the deposit only. It is recommended to buy a house carefully to avoid stepping into the minefield.
the deposit first cleared property rights
"80 after" rent a family Wang decided to launch, locking the second-hand housing in Beijing. But he just saw a second-hand house in Haidian District, and the owner raised the price. Xiao Wang took a fancy to a second-hand house in Fengtai District. He was anxious to pay the deposit because he was worried that the owner would raise the price. Later, the broker told Xiao Wang that the house was mortgaged by the bank. Xiao Wang regretted it.
"buyers can not pay the deposit blindly, so we must first clarify the housing property rights." Zheng Lei, a partner of Longan law firm in Beijing, said that buyers can ask intermediary agents to check the property rights of the house. If the housing is found to have debt disputes, mortgage loans and other property rights, do not pay a deposit to the seller, so as not to cause unnecessary losses.
signed a gold agreement to write details of
for children to go to school, Lao Li sold the small house, ready to change to a school district room. Lao Li took a fancy to a school district housing in Xicheng District, and signed a deposit agreement with the owner through the intermediary shop. But he did not know whether the school district room should be written in the deposit agreement.
lawyer Zheng Lei said, "before buying a deposit, the buyer must sign a deposit agreement with the seller, and implement the details of the transaction. For example, in the deposit agreement, specify the location of the house, the price of the house transaction, the parking number, the parking price and so on.
for buying school district house buyers, Zheng Lei lawyer suggested that pay attention to the deposit agreement should be noted that the house is not belong to the school district, the school area has not been used, and so on, to prevent the purchase of the room can not learn.
"20%" is the deposit ceiling
Xiao Sun chose a second-hand housing in Shijingshan District, with a total price of 3 million yuan. Xiao Sun negotiated the amount of the deposit with the seller, because the other Party demanded 700 thousand yuan, so she didn't have so much cash in her hand.
the amount of deposit shall be agreed upon by both parties, but shall not exceed 20% of the principal contract value. People who buy houses can pay large sums of money. In this transaction, Xiao Sun only needs to pay a deposit of 600 thousand yuan to the seller. Zheng Lei's lawyer said.
for the legal effect of the deposit, lawyer Zheng Lei explained that the deposit agreement has a binding force on the buyer and the buyer, and the parties must perform their obligations according to the agreement, otherwise they should bear certain legal consequences. If the buyer does not agree to complete the second-hand house transactions according to the agreement, the seller can no longer return the deposit; if the seller does not agree to complete the second-hand housing transaction according to the agreement, the buyer can ask the seller to return the deposit twice.