Favorable policies in the property market heat up the Ji'nan market, and most banks push lending preferences.
good policy to heat the Ji'nan market, March 1st, 2, the city's residential network of more than 900 sets per day, compared with the same period last year 214 sets of daily transactions compared to two times, in addition to the increase in the amount of net signs, house prices have risen steadily. According to the data center data center of Ji'nan, Ji'nan second-hand housing (residential) is 11001 yuan / 11000 yuan for the first time, and the ring rose by 1.76% in January, and increased by 0.68%. Part of the first loan interest rate of the first bank in Ji'nan is now 10 percent off.
for millions of homes, many buyers, especially young people, can't pay for one time. Although the interest rate of the fund is low, the balance of the account is less, but it is helpless to choose the merchant loan. With the constant warming of the real estate market and the increasing number of loans, what are the advantages of the bank in the loan interest rate?
according to Zhou Lei, the head of the warrant Department of the Ji'nan branch of the second hand housing group, the Agricultural Bank, the Everbright Bank and the Ping an bank have already made the lowest interest rate for the first suite. The discount rate was reduced to 10 percent off, the two suite interest rate was no discount, and the benchmark interest rate rose by 10%. The specific circumstances are as follows:
first suites of China Agricultural Bank / > first loan and high quality customer, first payment 20%, interest rate 5% off (high quality customer 10 percent off) have settled down, first payment 30%, interest rate 5% off, high quality customer 10 percent off a suite is unsettled, according to the two suite policy, down payment 30%, interest rate up 10% to two suites, One of the apartments has not yet been closed, refinancing, and lending.
Construction Bank of China (CCB)
no room and no loan record, first paid customer, first paid minimum 20%, interest rate 5% off without room and loan already settled customer, first pay the lowest 25%, interest rate 5% off have one suite and loan already settled customer, first pay the lowest 30%, interest rate 5% off have one suite and loan unsettled customer, Down payment is the lowest 30%, and the lowest interest rate is 10%.
China Everbright Bank
first suite first loan, house purchase area less than 144 square meters, first pay 20%, interest rate 5% off (high quality customer 10 percent off) have settled, first payment 30%, interest rate 5% off (high quality customer 10 percent off) a suite is unsettled, according to two suite policy, down payment 30%, interest rate 10% two suites, it floatate 10% two suites, its interest rate up 10% two suites, its interest rate up 10% two suites, its interest rate 10% floatation 10%, its interest rate floating 10% floatation two suites, its interest rate floatation 10%, it floatation 10%, its interest rate floating 10% floated, its interest rate floating 10%, 10% floatation interest rate up two suites, In the first suite, the loan is not clear, the loan is re - loan, and the loan is forbidden.
Ping An Bank
no unsettled loan down payment 25%, interest rate unconditional 5% off, combined loan 10 percent off has a set of unsettled loans, down payment of 30%, interest rate up to 10%.
China Postal Savings Bank
first suite first loan (need without room proof), the purchase area is less than 144 square meters, the first payment is 20%, the interest rate 95 or 6% off have the mortgage already cleared, the first payment 30%, the interest rate 5% off a suite is unsettled, according to the two suite policy, the first payment 30%, the interest rate up 10% has two suites, of which one is two suites, one of which is two suites, one of which is two suites of interest rate floating 10% Suites loan is not clear, re - loan, no loan.
Bank of Beijing
first suite first loan, customer qualification is good, first payment 20%, interest rate 5% off have loan and have settled, first pay 25% (high quality customer 20%), interest rate 5% off have one Suites unsettled, according to two suite policy, first payment 30%, interest rate floating 10% under two suites and a set of loans have unsettled, loan. The payment is carried out in accordance with the policy of two suites.
first suite for the first time, the first payment is 20%, the interest rate 5% off has a housing loan, the first payment is 25%, the interest rate 5% off second sets of housing loans are first paid 30%, the interest rate rises 10%.