Ji'nan urban provident fund from next week can be more loan 100 thousand
Shandong commercial newspaper reporter Liu Jianyu
yesterday, the reporter learned from the Ji'nan municipal government news conference, since the beginning of this month, the highest accumulation fund loans The quota is raised to 700 thousand, and the maximum single loan can reach 400 thousand. And this year, the provident fund management department will also launch more new Huimin new policies, including the monthly loan repayment, then your provident fund will not be taken out, you can also monthly housing loan. Ji'nan housing provident fund management center director Dong Baoke said, 7, Ji'nan housing provident fund to implement the new deal. Specifically, two people and more housing provident fund workers and staff families in the six districts of the city to buy self housing, the maximum loan amount for housing provident fund loans from 600 thousand yuan to 700 thousand yuan (in Zhangqiu, Pingyin, Jiyang, Shanghe, four counties and cities to buy self housing, to extend the maximum loan amount of housing provident fund loans It is 600 thousand yuan). One person to deposit housing provident fund workers and families in the six districts of the city to buy self housing, the maximum loan amount for housing provident fund loans from 300 thousand yuan to 400 thousand yuan (in Zhangqiu, Pingyin, Jiyang, Shanghe four counties and cities to buy self housing, the application for housing provident fund loans the maximum loan amount of 350 thousand yuan). If a pair of workers and families apply for a loan of 700 thousand yuan, only an average monthly salary (the basis for the accumulation of provident fund monthly) is 4100 yuan, and a continuous deposit of 1 years and a loan period of 30 years can lend the maximum limit. If a pair of workers is about to retire, they will only be able to lend for 6 years. If the monthly salary of the family reaches 16300 yuan, they can also borrow 700 thousand yuan.
in addition to raising the loan quota, the Ji'nan housing provident fund management center also shortened the time and conditions for public loan approval. The application of provident fund loan will be completed within 10 working days. At the same time, the ratio of housing provident fund loan monthly repayments is also increased. The upper limit of the monthly income and monthly income ratio of the housing accumulation fund loan borrowers and the common repayment people is increased from 50% to 60%. At the same time, Ji'nan is going to launch the monthly entrusted reimbursement extraction business in October this year. It can repay the loan with the provident fund every month, so as to reduce the repayment pressure of employees.