Ji'nan provident fund for the maximum loan of 700 thousand yuan
Shandong commercial newspaper reporter Shi Shangjing
following last week housing accumulation fund deposit and interest rate up to 1 years, this Monday real estate tax, business tax further preferential NEW The government has implemented the implementation of the policy. Yesterday, reporters learned that the provincial capital intends to adjust part of the housing provident fund loan policy.
according to the policy adjustments published by the Ji'nan housing provident fund management center, the provident fund loan policy will be mainly aimed at two measures to improve the loan amount and repayment capacity of the housing provident fund. Among them, two people and more housing provident fund for housing provident fund loans of the highest possible loan amount from 600 thousand to 700 thousand yuan (in Zhangqiu, Pingyin, Jiyang, Shanghe four counties and cities to apply for housing provident fund loans the maximum loan amount from 500 thousand to 600 thousand yuan); one person to deposit housing accumulation fund The maximum loan limit for the purchase of self housing housing in the six districts of the city and the maximum loan amount for housing provident fund loans increased from 300 thousand yuan to 400 thousand yuan (the maximum loan amount for housing provident fund loans in Zhangqiu, Pingyin, Jiyang and Shanghe four counties and cities was raised from 250 thousand yuan to 350 thousand yuan). The upper limit of the monthly income and monthly income ratio of the borrowers and the joint repayers increased from 50% to 60% (that is, the borrowers and the CO repayers may not increase the monthly income to more than 50% of their monthly income to 60% of the monthly income).
according to the introduction, the Ji'nan housing provident fund management center to adjust the fund loan policy, is based on the Ministry of housing, the Ministry of finance, the people's Bank of "the notice of improving the efficiency of housing provident fund" (2015) 150), combined with the actual situation in Ji'nan. As of the 25 th of this month, the content of the adjustment is in the public consultation stage. If the provident fund loan policy is adopted, it will be re promoted after adjusting the maximum loan amount of the housing provident fund loan in 2015.