20 days, reporter from Ji'nan housing provident fund pipe The center learned that in 2015, the total amount of Ji'nan provident fund was 15 billion 740 million yuan, 9 billion 320 million yuan was extracted and 7 billion 320 million yuan was issued for personal loans of provident fund. Among them, provident fund personal loans increased by more than 70% over the same period, and the utilization rate increased significantly.
as of the end of 2015, Ji'nan housing provident fund paid 13617 units, paid 1 million 192 thousand and 400 employees. The number of new accounts opened 2782 in that year, with 130 thousand new deposits, and the coverage was further expanded. The total amount of provident fund in 2015 was 15 billion 740 million yuan, an increase of 14% over the same period last year.
in 2015, the total amount of housing provident fund in Ji'nan was 9 billion 320 million yuan, accounting for 59.21% of the total deposit amount of the year, an increase of 26.5 percentage points over the same period last year. A total of 272 thousand people were extracted from the fund in the whole year. The average amount of money extracted from the provident fund is 34264.7 yuan.
the annual provident fund personal loan payment totaled 23 thousand, totaling 7 billion 320 million yuan, an increase of 71.2% over the same period, and the average number of single loans was 318 thousand and 300 yuan. Support for staff and workers to build 2 million 239 thousand square meters of housing, at the end of the year, personal housing loans market share was 20.4%, an increase of 7.2 percentage points over the same period last year. It is estimated that through the application of housing provident fund individual housing loans, employees can save savings interest payments 1 billion 94 million yuan.
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15 billion 740 million yuan to digest the Ji'nan property market all stock
Ji'nan housing provident fund management center published by the annual report shows: in 2014, the city's housing provident fund 13 billion 810 million yuan, increased 12%, 7 billion 370 million yuan, the same period reduced 17.2 percentage points than the previous year. Personal housing loans 14 thousand and 700, 4 billion 276 million yuan, down 41.91%, 37.8%. By the end of that year, the total amount of housing provident fund in Ji'nan was 83 billion 940 million yuan, with a total extraction amount of 40 billion 650 million yuan and a balance of 43 billion 290 million yuan.
in 2013, the total amount of housing provident fund in Ji'nan was 11 billion 610 million yuan, an increase of 12.5% over the previous year. Extraction of provident fund 8 billion 901 million yuan, the issuance of personal housing loans 6 billion 871 million yuan. The value added income of the provident fund is 1 billion 517 million yuan.
in 2012, the total amount of housing provident fund in Ji'nan was 10 billion 317 million yuan, an increase of 19.2% over the previous year. Housing provident fund extracted 5 billion 211 million yuan, the issuance of personal housing loans 7 billion 840 million yuan.
longitudinal comparison of the last three years data, the 2015 Ji'nan provident fund deposit, extraction, loans and other data have broken through the highest record of the previous year, and personal loans increased by more than 7 year-on-year, indicating that the participation and contribution of the accumulation fund in the Ji'nan property market are greatly improved.
according to the data released by the construction department, as of the end of September 2015, the commercial housing sale area in Ji'nan was 1 million 588 thousand square meters. According to the current average price of the Ji'nan property market per square meter of 10000 yuan to calculate, the total inventory value of commercial housing in the city is about 15 billion 880 million yuan. In 2015, the total amount of provident fund paid by individuals and units in Ji'nan was 15 billion 740 million yuan, which could digest the inventory of commercial housing in the city.