What should we do after leaving the housing provident fund? Detailed explanation of housing provident fund
housing is a top priority for citizens of our country. In order to relieve housing purchase pressure, it is very important. Perhaps you know the provident fund can buy a house loan, perhaps you know that the provident fund can be used to rent, but perhaps only to know that a lot of details are not very concerned. If you are no longer employed in the original unit, what about housing provident fund? The time for long knowledge is coming, and the 360 part of Xiaobian will analyze the correct way to deal with the surplus fund after leaving the office from many aspects. After
quit job hopping, according to the situation, provident fund has different ways of handling. Specifically, there are two kinds of jobs. They work locally after leaving work and leave for work in the field.
simply because of leaving office, the small partners of the urban household account can not withdraw the provident fund, and the small partners of the agricultural household account can withdraw the housing provident fund and handle the sale.
if you still work locally after leaving, how will the provident fund be transferred?
city management transfer management: the original unit provident fund account will be merged with the new unit.
city management transfer state management: individuals provide bank enquiry sheet (the Bank of the provident fund card), submitted to the original unit, and transferred from the original unit.
state transfer management: the original unit provident fund account will be merged with the new unit.
the transfer of State Administration to the State Administration: the state management unit has two types of sequestration after the separation of the state management fund (internal storage and centralized centralized storage).
note: the internal seal of the unit: transfer the certificate for the transfer of the employees to the original state management unit, and the transfer of funds by the original unit to the bank.
State centralized storage: transfer the certificate of transfer of employees and the original and copy of the identity card to the designated bank of the company for transfer of funds.
after leaving to other cities, what about housing provident fund?
1, if the work units in the field set up a housing provident fund account for you, you can transfer the whole month of the local accumulation fund account to the foreign housing provident fund account.
workers should provide relevant materials to the original unit, and apply for the application through the housing provident fund manager of the original unit to the opening management department.
the materials needed to transfer the fund in a different way: the receipt of the certificate by the unit, the proof of the establishment of the housing provident fund in the place of entry, the transfer to the bank card number, the name of the opening bank and the copy of the employee's own identity card.
2, the account can be extracted from the balance
under what circumstances can the balance be extracted from the account?
(1) leaving and retiring;
(2) aged 60 years old and 55 years old;
(3) settled abroad, Hong Kong, Macao and Taiwan;
(4) completely lost labour capacity, most of the loss of labor or severe disability and the termination or termination of labor with units. Relations;
(5) receive unemployment insurance gold;
(6) is sentenced to punishment, the residence of the city, the registered permanent residence of the city, the registered permanent residence of the city, and its unit to terminate or terminate the labor relations;
(7) the housing accumulation fund account is transferred to the centralized deposit account for 2 years or the termination of labor relations with the original unit for 2 years
(8) to work in the administrative area outside the city and establish and deposit the housing provident fund in the local area.