Ji'nan first suite down payment 25% policy landing real implementation will take some time.
first suite for many years In September 30th, the first payment 30% policy was loosened. In September 30th, the central bank and the CBRC jointly issued a notice that the first down payment of the first suite of non limited purchase cities was reduced to 25%. Yesterday, the reporter learned from a real estate that the building has been working with 5 banks in the first suite to pay 25% of the first suite, but the other banks did not act.
our building should be the first building in Ji'nan which can be paid for 25%. At present, 5 banks have been contacted. No matter which one you go to, you can borrow 75% of the purchase money. Because we have no wide publicity, and the building has not opened, it has not yet been handled by the owner. In the provincial capital of the Second Ring Road, a real estate sales office, home consultant Zhang told reporters.
the later reporter called a joint-stock commercial bank said by Mr. Zhang. A man surnamed Han of the individual loan department confirmed Mr. Zhang's statement. The documents carried out have already been issued. Now it is possible to accept 25% applications for the first suite.
although the above building has clearly begun to implement the first suite of 25% first payment of the new deal, but the reporter consulted a number of provincial capital to understand that most of the real estate is still in the first 30% of the first suite of the policy. Lixia District, a real estate consultant told reporters that although the policy has been heard, but the real estate has not been implemented. We do not cooperate with the building of the ditch through this thing, so now we said it is not counted, even if we unilaterally charged you 25% of the first payment, you can only in the bank to 70% of the purchase of the purchase, the remaining 5% also needs your own.Amp; lsquo pocket.Amp; rsquo.
another estate salesman also told reporters that even if all the banks have implemented the new deal, the buyers will take some time to enjoy the benefits. This is not a department said of the matter. We charge the first payment, the bank loan and the amount of the money on the ticket. And the housing management department has to register, so many systems have to be readjusted, so it will take some time to really implement them.
it is noteworthy that even though most banks and buildings are still carrying out the first 30% policy of the first suite, they do not impede them with 25% new policies to publicize themselves. In the east of the province, a real estate in the east of the city has changed the first 25% of the first payment slogan, but when the reporter consulted, it was found that the real estate buyers still need to pay 30% of the purchase money as the first payment, and the explanation of the new deal will be fully implemented in the near future.