Can the "second child" lift the tide of change in Ji'nan? A change in the concept of home ownership
"some of them began to regret." Ji'nan West City sales staff told the author, he said that the owner regretted, because they did not consider the needs of second birth, now the "second child" policy is relaxed, changing houses have become the things that these families have to face. "The second child comes, will you change rooms?" the author launched a survey on this issue.
a single second child policy reform to buy two houses regret
Xiao Liu is Zaozhuang, also the only child, 3 years ago in a district in this city bought a set of more than 70 square rooms as a marriage room. After marriage, Xiao Liu was told that he had a second child policy. He warned his friends that buying a house should be based on a long-term perspective. The "separate" family should buy at least three small rooms, so as not to dare to live in the future.
speaking here, we all understand that in the face of the new policy, the young people who have bought two rooms may have regretted that if they have a second child in the future, they can not always live in a small house. The two suite is certainly the best choice, but the cost and material resources are also huge, if the economy is not allowed. It is also necessary to sell small two rooms to achieve the ultimate goal of changing houses.
for a small family, the total price of the two rooms is low, and a family of three is enough. But if one child is reborn, two children must have their own space. The two rooms are obviously not enough. This is also the reason why families who plan to have a second child have bought two rooms but are so entangled.
the idea of buying a business is changing "new" "new" just needs to "one step in place"
although the government departments in Shandong are not going to carry out a comprehensive second, but for most of the original "85" of the only child in Ji'nan, the first place to choose a large unit directly, has been more and more families into the purchase plan. Of course, most of them depend on the help of both parents.
for families who want to have a second child, inadequate housing is a big problem, but economic pressure is also a barrier. The author interviewed more than 20 citizens who had the intention of buying a house in the northwestern corner of the intersection of water Tun Road and Qinghe South Road in Tianqiao District, the south of the south of the hero mountain road and the South Road of the second ring road. According to the survey, 90% thought that more space was needed. And when I asked if you would buy a small house, and later to change a big house, many buyers said that the first suite is also mostly mortgage purchase, the pressure of housing loans, the pressure of the short-term housing change is greater, so most buyers tend to be in place.
a part of the second child family wants to change the room with less than
Ms. Liu has been living with the male and the mother-in-law since she married. At present, they have "three generations" but still do not consider changing rooms. "When we first married, we didn't buy a house. We always lived with our parents. Now the eldest daughter is four, the second babies are about to be born, and the two children spend more energy, so we don't want the couple to move out alone. " Ms. Liu said that after two years of marriage they had bought a new house, but the first child was born, and the move was too troublesome so the house was given out to their parents. Now she lives in a three bedroom house with her parents in law, about 130 square meters. "Although the family is a three bedroom, but the child has been living with us, did not live alone. When I'm born, I want them to live in a room. Children like to be accompanied by others. Children can live together when they are young.
, however, for some people, changing houses is "more than enough." "We need a second child in our family, that is, we hope our children will have a partner in the future," Ms. Lin said. Raising second children herself brought great economic pressure on her. There are too many places for the two children to spend money, this situation is less money to change the house, now think of the two children healthy and healthy, good education, change the house and so on after the conditions.
professional people to recruit two families to buy home need to consider the
industry people pointed out that the second family house selection, in addition to paying attention to the matching of Huxing, should also pay attention to the completion of the community.
the head of the sales of a building in the high and new zone told reporters that many homeowners in the second family often want to buy new apartments to realize the diversion of people and cars to ensure the safety of the children. At the same time, they have very high requirements for the green coverage rate and the distribution of children's leisure facilities. The person in charge suggested that the second family in the house selection, in addition to the school district, supermarket and other supporting factors, but also to consider the needs of the elderly, as far as possible for the elderly to travel, such as the subway station, bus station near the building. Better supporting large flats are often welcomed by these families.
"customers want to have a second child, buy more and get out of bed." Wang Xiaohan, the design director of the studio of Ji'nan elephant interior design studio, said that the general three room housing, the existing one of the children's families will empty a room for mobile use, do not exclude to prepare for the second child. She also said that more and more couples are now preparing for the second child, and the babysitters are more likely to take care of their children, especially in the middle and high end customers, which often leave a small bedroom for a nanny room when the villa is decorated.
Property Consultant of Greenland new metropolis said that developers are becoming more and more practical in improving the design of housing type. As before, the design of large apartments will be very stylish, and the living room must be large. Now the design is based on convenience and practicality. "Huxing" we recommend green space, Senna residence 140 square meters and 170 square meters of the two houses. The 140 square meter is three rooms, two rooms and two hall. It is also enough for families with elderly people who are not permanent. If it is living with the elders, then 170 square meters, four rooms, two hall, three rooms Chaoyang Huxing is more appropriate.
professional interpretation of
experts suggest: whether to change room control expenditure is the key
Mr Zhang husband and wife two years old this year, the income of one year is about 380 thousand yuan, of which the monthly income of the wife is about 6000 yuan, Mr. Zhang's monthly income is 12000 yuan, the husband and wife add up to 4000 yuan per month and the rest are the year-end bonus. . There are two suites in the family, with a cash value of about 1 million, 2300 yuan per month, and another set of 1 million 300 thousand yuan. Now 3 and a half years old son, the family's monthly fixed expenditure of 2500 yuan food fee, another monthly payment of serious illness, accident and other insurance per year about 1562 yuan in the car 2, now a monthly fixed investment fund, Baidu financial investment is 40 thousand yuan, the current deposit less than 30 thousand yuan. In the near future, we intend to buy a small second-hand house in the form of mortgage loan to parents, and plan to have another child next year.
expert analysis: the husband and wife are all income stable and family has two sets of two vehicles, family burden is relatively small, but the daily expenditure items are more, we need to strengthen financial management ideas to strengthen financial allocation.
house purchase planning: its purchase plan can be realized, but it also needs to consider the tax rate of second-hand housing, which may affect the existing quality of life of the family when the existing mortgage is not clear. The family has 2 sets of property at present 1 sets of idle, can consider the use of provident fund to stay in advance in the decoration, parents can live in existing property, the proposal to buy a purchase delay, at this stage, focus on the accumulation of wealth to cope with future family members financial needs and housing improvement.
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"change room tide"
not as early as "school district heating" come early
according to the industry analysis, the purchase structure and product structure will not produce great changes. The impact of the opening of the second child policy on the property market is mainly two aspects. One is that the adjustment of the product structure, including the size of the Huxing, the design of the function, and so on, two is the stronger demand for the educational supporting. I found that many developers also agree with this view, they agree that at the present stage, it is too early for the second - child family to push four houses, but they will adjust the product design and the ratio of the products accordingly. They expect that in the next 3 years, the second child policy will be more obvious for the sales of large apartments, and the potential of large apartments will be further released.
it is worth mentioning that the developers generally agree that the school district has always been a hot market. When the "second child" hits the school district, it will wipe out a new spark. The second child or the "quasi second" family will have to consider the education of the children in the future. "When choosing the source of the house, we should also take into account the future education of the children, and choose a building with or surrounding kindergartens and primary schools so as to facilitate the delivery in the future." One developer said that the second child policy had made the school district room more sought after and the status of the school district room more stable. There are many people who are worried that the price of the school room will be raised again, and they reflect to the author, "all the friends around you are buying a school room for their children. They think it is more difficult to buy it after the second child is free."