Provident fund loan is "business to public" or discount interest Ji'nan still needs to be detailed
Shandong Commercial Daily
reporter, the opinion mentioned three policies related to 85% of this data, one of which is the housing provident fund loan rate less than 8 5% of the cities should raise the maximum amount of personal housing loans, carry out commercial loans to fund loans, and second are the cities of higher than 85% of the housing provident fund loan rate, which can be conducted by commercial banks for individual housing loans, and the housing provident fund management center gives margin subsidies. What policy should Ji'nan take in the future? At the scene of the conference, Li Li, deputy director of the provincial housing construction department, has made clear that the current loan rate of Qingdao provident fund has reached 93%, but it does not introduce the fund rate of the provident fund in the provincial capital city of Ji'nan.
the annual report of housing provident fund in Ji'nan published in 2014 according to the Ji'nan housing provident fund management center showed that in 2014, Ji'nan issued 14 thousand and 700 personal housing loans and 4 billion 276 million yuan, down 41.91%, 37.8% over the same period. The individual loan rate (the proportion of the balance of the individual loan balance) is 64.23%, which is 6.95 percentage points lower than the same period of the previous year. The loan rate of the central provident fund center is 83.3%, which is 10.4 percentage points lower than that of the same period of the previous year.
according to this report, the Ji'nan provident fund loan rate has been very close to 85%, then the next step is to improve the loan amount in Ji'nan or to carry out the subsidy of the spread, and also need to wait for further detailed policy.