Ji'nan provident fund payment balance exceeded 30 times to pay provident fund also pay taxes (map)
begin / > from today, Housing provident fund deposit base and the amount of payment adjusted, small partners know how much they want to pay? Do you know to pay the fund to pay taxes? 30 times the difference between the upper and lower limit of the provident fund 30 times, why is the gap so big?
in 2014, the total of 13 billion 810 million yuan, the city people extracted 7 billion 370 million, the distribution of personal housing loans 42.76. Billion yuan. By the end of 2014, Ji'nan had 17 billion 30 million yuan in cash for housing loans.
the upper and lower limit of 30 times
30
the upper and lower limit of the proportion of the housing provident fund of workers and workers, and the highest shall not exceed 12% of the average monthly salary of the employee in the last year, and the minimum shall not be less than 5%.
according to the actual situation of the local management of the housing provident fund in Ji'nan, it is determined that the highest deposit base is calculated by 3 times the annual average salary of 73933 yuan for the provincial employees. Units and workers can not pay more than 2218 yuan per month, that is to say, the total monthly deposit amount of individuals and units is 4436 yuan.
according to the minimum monthly wage standard of Ji'nan in 2014, the minimum monthly deposit reserve for housing provident fund is 1450 yuan. The average monthly salary of employees was less than 1450 yuan in the previous year, and the monthly deposit base of housing provident fund was 1450 yuan. In accordance with the minimum deposit ratio of not less than 5%, the minimum monthly deposit amount per unit and staff member is 72.5 yuan, and the two part adds up to 145 yuan.
housing provident fund is 4436 yuan per month, the lowest is 145 yuan, the gap is 30.5 times, and the gap between the highest and the lowest in recent years has been hovering around 30 times. The amount of
increased, and two groups of people benefited!
whether the highest or the lowest, increased compared with the previous year. In 2014, the highest and minimum monthly payments for employees were 3900 yuan and 135 yuan respectively. Industry analysts believe that the adjustment of the provident fund deposit base has a direct impact on the contribution of some of the public's provident fund in the upper and lower limits of the deposit, making the accumulation of their accumulation funds increase.
from the perspective of the minimum wage base, workers who earn less than 1450 yuan a month will benefit from this adjustment. For example, the monthly salary of an employee is 1000 yuan. According to the relevant regulations in 2014, the monthly deposit amount of the housing provident fund is 135 yuan, and this year it will become 145 yuan.
from the point of view of the highest pay base, the monthly wage between 16250 yuan and 18483 yuan will benefit, because the former employee will pay the fund in accordance with the maximum limit of 16250 yuan in 2014, even if the salary is higher than 16250 yuan, but the new policy will be paid in accordance with the actual wage in 2015. Housing provident fund. For example, a worker's salary is 17000 yuan. In 2014, the total monthly deposit amount of the employee was 16250 x 12% x 2, or 3900 yuan. But this year the data will reach 17000 x 12% x 2, or 4080 yuan, more than 180 yuan.
more than 1575 yuan, the accumulation fund also pay tax
according to the notice, according to the Ministry of Finance and the State Administration of Taxation ([2006]10) document, according to the Ji'nan city (including the central, provincial, municipal, county and below) in the last year of the legal unit of workers at the average wages of 52504 yuan and 3 times the average of the year, the most of the year 2015 The base of the high duty free housing provident fund is 13126 yuan. What is the significance of determining the base of this deposit?
to this, the person in charge of the Ji'nan housing provident fund management center explains that according to the state regulations, the monthly average wages of the housing provident fund of the units and workers should not exceed 3 times the average monthly wages of the workers in the city in the first year of the workers' work place. The Statistics Department announced that the average salary of the workers in the city of Ji'nan in 2014 is 52504 yuan, so the monthly unit and individual payment amount can be duty-free within 1575.12 yuan (52504 * 3 12 * 12%). Between 1575.12 and 2218 yuan, we must pay personal income tax. 73933 x 3 x 12 (month).Amp; asymp18483 yuan 18483 * 12%.amp; asymp2218 yuan 2218 * 2=4436 yuan.