source: hole champion
November 24th, director Dong Baoke of Ji'nan housing provident fund management center, Shandong Province, director Dong Baoke led the head of the related department to 123 45 public service hotline to answer the phone.
today (24) afternoon, Dong Baoke, Secretary of the Party group of the housing provident fund management center of Ji'nan City, Shandong Province, led the responsible person to the 12345 public service hotline to answer the telephone, and interacted with the public through the SMS platform, and communicated with the public on the work of the housing provident fund, such as the payment and use of the housing provident fund. Flow.
reporter learned that by October 2014, the housing provident fund of Ji'nan administrative region has reached 1 million 88 thousand workers and 11885 units, and the employees have accumulated a total of 38 billion 690 million yuan in their personal accounts. The Ji'nan new deal for provident fund has also been implemented since November 5th.
in November 5th, the new government of housing provident fund has landed in Ji'nan in accordance with the Shandong Department of housing construction, the office of Finance and the Ji'nan branch of the people's Bank of China, "the notice of the Ministry of construction, the Ministry of Finance and the people's Bank of China" (Lu Jian Jin word [2014]20), with the consent of the committee members of the municipal provident fund management committee. The strategy was adjusted and implemented since November 5th of this year.
one is to adjust the time that the borrower pays housing provident fund. The time of the borrower's housing provident fund is adjusted from 12 months to 6 months (including) from the loan to the loan, and the housing provident fund can be applied for personal housing loan.
two is to adjust the policy of housing accumulation fund in different places. Ji'nan has become one of the few cities in the country to carry out foreign loan business nationwide. As early as 2008, according to the guidance of the Ministry of housing and other relevant departments, Ji'nan has already established a provincial provident fund loan business. A total of 491 loans have been allocated for different places, and 170 million yuan for personal loans from housing provident fund. This adjustment will push the foreign loan policy from the whole province to the whole country. The household registered population of Ji'nan is paying the housing provident fund in the place of employment, and it is proved by the housing provident fund management center of the employment place. In Ji'nan, the purchase of self housing housing can apply to the individual housing provident fund loan, which solves the weakness of Ji'nan residents in the employment place. Housing, and in the household registration can not use the housing accumulation fund loan home problem.
the housing accumulation fund of the Ji'nan administrative region has reached 1 million 88 thousand people
by October 2014, and the housing provident fund in the Ji'nan administrative region has reached 1 million 88 thousand workers and 11885 deposit units. In this year's collection and expansion work, the law enforcement inspection has been intensified. Non-public enterprises, labor dispatch workers and migrant workers are the key points of the expansion of the system. By standardizing the human resources agency to deposit housing provident fund and drawing up the methods of migrant workers' storage and use, more workers enjoy the advantage. Benefit policy. In 1-10 months of this year, the housing provident fund collected 10 billion 580 million yuan, 1970 new accounts and 106 thousand new employees.
employees have accumulated 38 billion 690 million yuan of housing accumulation fund in personal accounts; 161 thousand households use 41 billion 850 million yuan for personal loans of provident fund, 1 billion 790 million yuan for the construction of rent housing construction, and 1 billion yuan (all recovered) for the construction of affordable housing. This year, we further relaxed the terms of the loan and strictly implemented the "zero fee" of the personal loans for provident fund commercial housing.
improve the approval time limit of 15 working days in place
reporter learned that the Ji'nan housing provident fund center has also made a lot of measures in the area of civilian service. The electronic remote examination and approval service has been carried out. The workers in the 5 suburban districts of Changqing, Zhangqiu, Pingyin, Jiyang and Shanghe can apply directly to the local banks to apply for the examination and approval of the housing provident fund. In the Ji'nan Tianqiao District Construction Bank's business hall, an additional housing provident fund extraction service network has been set up, which has been formally served since July 1, 2014. On the basis of the functions of the original government, the scene service, the fast track, the public participation and the government interaction plate, the opening, the payment and the loan pre approval are increased. And other online service functions. The center is currently developing and constructing an online business hall and a short message platform. It is planned to run before the end of November. It is officially used before the end of November. Then it can realize the functions of payment, inquiry, payment, transfer and so on, and can provide information notification of housing provident fund business in time; to the maximum extent of the loan declaration data Simplify and increase the time limit for examination and approval. Within 15 working days from the completion of the declaration materials, the loan will be in place. To simplify the formalities for the change of the contract, to enable the approval form for the change application of the housing provident fund loan items, the trustee bank does not need to sign a supplementary contract or re sign the relevant contract; the remote and timely printing of the mortgage confirmation of the provident fund loan business reduces the bank to the center and receive the ring section.