Ji'nan housing deregulation full moon: 30 percent off interest rate hopeless still strong
"if there are two mortgage records, no matter whether it has been paid up, the four major banks will not accept loans. But in Beijing, Qilu, merchants and other banks, this policy has eased. " Ji'nan East real estate poly Baide Haide residence consultant said.
Huaxia Bank Ji'nan branch, the surname customer manager, told reporters that the bank carried out the benchmark interest rate for the first suite, two sets up 10%. Even the same bank, the policies agreed by different branches and different buildings may be different.
30 percent off interest rate no hope bank hit 10 percent off yell to lose money
note that the new deal has been released for a month, so far no bank interest rate in Ji'nan is as low as 30 percent off. In response, many banks said, "let alone 30 percent off or 10 percent off lose money." Although there are joint-stock slogans issued by joint-stock banks in the interest rate of 10 percent off, there are few customers who can enjoy 10 percent off concessions.
"basically do not play 10 percent off outside, really lose money." The customer manager of a joint-stock bank in Ji'nan said that each business will send bonuses and contributions to employees. "Light people pay the money to death, let alone other aspects." According to him, the first suite mortgage interest rates are generally charged on the basis of the benchmark, but some customers can enjoy a minimum of 5% off discount. For the policy of two suites and three suites, the customer manager said, "the loan is not recognized."
"if the deposit of a joint stock bank in our partnership can reach 500 thousand, the first suite mortgage interest rate will reach 5% off." Mr. Dong, a consultant at the home surname of Pauli Haide, said.
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Ji'nan housing loan is loosed full moon: 30 percent off interest rate is still strong
2014-11-01 12:20:10 source: Shun - Ji'nan times
but also bank said, as long as no loan or loan has been returned All customers who buy the first suite can enjoy 10 percent off discount, and some of the premium customers can be as low as 12% off. For the majority of the banks "10 percent off money loss" this statement, the Bank of Qingdao Bank of the surname customer manager said, "through the preferential rate of mortgage interest rate this policy can be better to attract customers, although less, but the word of mouth has gone out."
[property market echoes]
some just take the opportunity to release the atmosphere still strong
the central bank and the CBRC "loose" mortgage policy at the end of September has been full. Reporters visited Beijing, Hangzhou, Nanjing, Ji'nan and other real estate market, the housing loan "loosening" the release of improved demand is entering the market, the volume of parts of the region gradually rebounded. However, the overall market sentiment is still strong, and consumers are more cash hungry.
China Index Institute monitoring showed that in from October 19th to 25th, in most of the 21 main second line cities, most urban residential areas kept increasing, of which Beijing and Shenzhen were 17.78% and 36.13% respectively.
despite the loosening of mortgage loans, many of the improved housing demand has been released, but the market outlook is still strong. Reporters interviewed a number of real estate in Ji'nan found that although the buyers came to see the house obviously increased than before, but mostly in the early stage. Many people still look forward to the discount rate, but interest rates will eventually require individuals and banks to identify the situation one by one.
part of the home buyers also reflected that although the bank has implemented a new first suite identification method, but the provident fund loan has not yet issued detailed rules, if the use of the fund to buy two suites, still need 60% pay, many people are waiting for the accumulation fund "New Deal".