Ji'nan's first suite loan interest rate is still floating up 5% showings do not sell more

In September 30th, the central bank and the China Banking Regulatory Commission announced a new mortgage policy, the first mortgage rate of 30 percent off, and the implementation of a huge preferential policy of "recognizes the house", and gave birth to a group of "equal loans" for the buyers. Gold is slow to sign, only for the first suites loan interest rates, but the reporters from the provincial capital of many banks found that the major banks discounted mortgage statement is not active, in the short term it is difficult to achieve, the first suite of loans is still the first 5%. After 15 working days of the new policy of the central bank, the implementation of the bank has become the focus of the market. As of now, although the four major state-owned banks and part of the joint-stock banks have begun to implement the new policy of personal mortgage, the content is basically the reiterated version of the central bank documents, and does not disclose more implementation information, in addition to the mortgage loan. In the process of landing the new deal, whether the commercial banks will withdraw from the discount rate of mortgage interest will undoubtedly become a hot topic. At present, the reporter learned from a number of banks in Ji'nan, in the first suite of loan interest rates still "can not be put", even to enjoy the benchmark loan interest rates, the threshold is very high, even some discount preferential, the threshold is strictly strict, the ordinary buyers can not enjoy the real advantage. The industry also said that the small amount of credit and no money in lending business are the main reasons for the interest rate discount. During the three years of graduation, Mr. Xie, who graduated three years after graduation, was a real "equal loan family". In the late September, he bought a set of houses in the south of Ji'nan. In the course of the loan process, the central bank issued a new policy. In order to be able to enjoy the best interest rate of the first suite, he had already paid a month's eye to Mr. Xie. It is still dragging ahead, and commercial banks may launch the first suite loan interest rate as the benchmark 6.55%. In this case, a bank insider said, "now that all the banks have been dragging, banks have no choice to reduce interest rates, everyone is watching each other, and it has been more active in Qingdao. After the new central bank policy, many Qingdao regional banks are also watching, and from the perspective of the bank, the first suite loan interest rate has been introduced. Concession banks are definitely losing some revenue. " In addition to this, the reporter learned last Friday from the east part of the sales office that the recent house buyers are really quite a lot, but at present, although the central bank has a relaxed loan policy, but the lending rate has not been loosened, so buyers are active, but do not hand, and other mortgage interest rates. Bank of China, Ji'nan branch of the credit department related staff said that the new round of the real estate market in Ji'nan is estimated to have a new round of small peak to come to the ground after the loan of new policies.