Within 1 years of the provident fund in Ji'nan, we can apply for loans.
in Ji'nan to pay the provident fund in other places to buy home also can be extracted
according to the first fund management policy, the first suite for provident fund loans, whether it is the first payment or interest rate, are more favorable than the two suite. For those who already own property in different places, if they apply for provident fund loans in Ji'nan, can they only enjoy two suites? In this regard, the Ji'nan provident fund center staff introduction, the audit of the applicant data, the number of Foreign Housing sets are not included in the Ji'nan set, only to see whether the applicant in the field has not paid off the provident fund loans, the application after the application of the specific approval and loans are completed in Ji'nan.
in addition, the reporter also learned that, in Ji'nan to pay housing provident fund residents, if in a foreign land purchase, can be extracted in Ji'nan housing provident fund, but the premise is to have to have a real estate card. "Obtaining the property certificate can be applied within three years. When applying, it is necessary to pay the purchase contract, invoice, certificate of tax payment and property certificate. If you want to completely withdraw, of course, the premise is that the applicant did not apply for provident fund loans in Ji'nan, or had loans but paid off.
localization management or extraction of "bottleneck"
according to the statistics of the Ministry of housing construction, as of 2014, the country has actually deposited 106 million people in the public reserve fund, total payment of 6 trillion and 470 billion yuan, and the deposit balance of 3 trillion and 270 billion yuan. According to this data calculation, the current utilization rate of national provident fund is about 50%, that is, nearly half of the accumulation fund is in idle and unused state. How to wake up these sleepy funds and make the public more convenient and free to use provident fund has become the thought of the management department.
a professional in the Housing Department of Ji'nan believes that the current use of provident fund is inadequate and has a bearing on the current management system. "Housing provident fund is localized management, the management and capital of all areas are" independent and sealed ", it is very difficult to achieve nationwide extraction and loan application. A unified provident fund platform should be established before it can be completely realized.