Ji'nan 200 flat above the large house can not use the provident fund loan apartment also depends on the nature.
Qilu Evening News Reporter Yu Wen
recently, a public call 6706123 "what you said" hotline reflected, bought a villa but can not use provident fund loans? Why does the same buy an apartment, some of the public loans? Some are not? On the 23 day, Mr. Chen reflected that he bought a villa in Changqing with an area of about 400 square meters and a large pressure of one-time payment. He was told that it could not be used when he wanted to use the provident fund loan.
coincidentally, Ms. Sun said that she recently bought a small apartment in the eastern part of the province, and was told that she could not use it when she wanted to use the provident fund loan. "My friend bought an apartment, why can she borrow money from the public, and I can't do it?" What's the difference? "
provident service hotline 12329 staff said that the commercial housing of the provident fund loans must be 70 years of property rights, such as 200 flat meters of housing is unable to use the provident fund loans.
"whether apartment can lend money depends on the nature of the land, 70 or 40 years. Although it is called an apartment, it is essentially different. The staff said that 70 years of property apartment apartments can be public loans.
Ji'nan housing industry insiders analysis that residential apartments generally refer to daylight standards and residential buildings that do not meet the requirements of relevant national standards, and the apartments are clearly defined as "residential apartments" for the difference from ordinary residential buildings.
the apartment built on the commercial financial sector is clearly defined as the "Residence Du Commerce". The large scale construction projects in the commercial and financial industry can be built with appropriate amount of apartments according to the needs, and the proportion of the construction is generally not more than 35% of the total construction. Residence Du Commerce single building area generally does not exceed 90 square meters. In nature, the land use of Residence Du Commerce is generally forty or fifty years, compared with residential land, and the land use of residential apartments is generally 70 years.
"when signing commercial housing sales contracts, the residential use column should be marked" residential apartment "or" Residence Du Commerce ". The buyer should see it clearly. " The personage reminding.