Ji'nan real estate intermediary fraud cheat fund means diverse
source: Qilu Evening Newspaper
"provident fund extraction one day, the minimum service fee city", "provident fund extraction, no House can also be "," provident fund extraction, up to three days to account "...... Recently, this "fund extraction" small ads frequently appeared in the streets of Ji'nan. It is known that the intermediary that can extract the provident fund is how to operate? A reporter's secret visit found that many intermediary means are fraudulent and fraudulent, through fictions without the record of the house and the field of real estate information, forged property certificate and other extraction, from 7% to 20% formalities. Once the provident fund and housing management departments of real estate information networking, these fraudulent means of cheating will not work.
means 1 fictitious non net signed house, forged purchase contract
recently, the reporter received a card issued by the provident fund extraction intermediary on the source street, with the words "the fund extraction, one day handling, the city's lowest", and the reporter has made contact with the other person who is in urgent need of money.
know that the reporter's accumulation fund account has 60 thousand yuan balance, the other is very enthusiastic, that as long as the identity card, the unit seal of the accumulation fund to extract the application approval form, the accumulation fund to deposit the joint bank card can, other information by them to deal with.
"it takes us one to two days to do all kinds of information. We can bring money out on the same day." The other side said that they had done business in the field and recently came to Ji'nan, so the service charge only collected 7% of the total amount.
"how can no purchase information come out? What do you do?" in the reporters' repeated questions, the other party said that they would make up some houses without net sign, and then reproduce the house's false property certificate, false purchase contract and so on. "The housing authority and the Construction Committee are unable to find the relevant information, so they are not aware of the risk of fraud." The other side introduced that, with these "procedures", when the extraction of the provident fund became the "owner" of the house, so that the reporter himself can go to the provident fund hall for the extraction of provident fund.
2 to create a false foreign property information, after the cancellation of the contract to cancel the purchase of
, the reporter also contacted the other provident fund in Quancheng road to the other provident fund extraction intermediary. The same as the previous intermediary is, the other party lets reporters prepare the material is the same, but the fee is 15% of the amount of extraction, and does not deal with the extraction of the fund balance of the fund under 30 thousand yuan.
in the way of fraud, this intermediary is different from the previous one.
the agency said they could help with a fake purchase contract, but it was not a Ji'nan property but a fictional property, and a fake purchase invoice. After reporters finished the provident fund, they helped to cancel the purchase contract.
"Ji'nan has no connection with other cities in the province, and can not find out the specific situation of the foreign property. We are using this loophole to operate." Under the reporter's questioning, the intermediary spoke their "doorway".
in the reporter's dark visit, there are five intermediaries, they are all through the "foreign purchase procedures" to extract the provident fund, but the fee is relatively high, between 15% and 20%.
3 fake property certificate, impersonating other people's property
in the reporter's dark visit, there are also intermediary said that when they do the accumulation fund extraction information, the information of the property is really true, they are to do the extraction of the person "into" the property owner of the house, this kind of let the extraction person have the qualification. The time for the extraction is about three working days.
in order to facilitate the understanding of the reporters, the intermediary to the reporter to give an example: for example, Ji'nan Yanshan district has a house is 3 Building 2 unit x x room, the property owner of this house is Li Lei. When the intermediary learns the information, it uses the information such as the real location of the house to make a fake property certificate, and the property owner becomes the reporter's name.
"this way of operation is less risky than the form of even a house, and the risk is relatively small. After all, the information of the house is real." One agency said to the reporter.
in order to plug the loopholes in the housing property card fraud, Ji'nan provident fund management center and the housing management department have taken other series of measures to improve the standardization of the operation of the fund extraction business, to prevent the risk of fraud.
15, Ji'nan housing provident fund management center in charge of the person in charge, in order to improve the accuracy of the review, the recent review of the operation will be added, each examination and approval business will be completed by the first trial and review of two staff. When the public handles the business, the first audited personnel accept and audit the application materials and enter the system, and then the reinspecting personnel will check the application material and the content of the input to improve the seriousness and accuracy of the material control.
the central provident fund management center will also carry out the electronic archives gradually. When receiving and approving the examination and approval business, the archives will be retained and the image data of the applied materials needed to be extracted and archived in the form of electronic archives, which is convenient for ex post inspection and verification.
the person in charge of the Ji'nan housing security administration said that the housing property registration center of the Ji'nan housing security administration will also establish a linkage mechanism with the housing provident fund hall. When the staff of the housing provident fund hall find that the information of the application materials and the information of the system registration does not match, it can be reflected to the housing management department. The housing management department will do further verification. If it is a false property certificate, the alarm will be dealt with by the public security organ.
"we have established a credit file system to increase our openness to society." The person in charge said that, once the main body of the responsibility for fraud, the staff will be responsible for the identity information, the application of housing information, application registration type, the specific fraud situation into the housing registration subject credit files, the credit system blacklist, regularly on the website to the public.
according to the new rules for the implementation of the Ji'nan housing provident fund extraction and management, one of the following cases can be extracted according to the provisions:
(1) the purchase, construction, renovation and overhaul of self owned housing with its own property right (hereinafter referred to as self owned housing);
(two) repayment of the purchase own self live Housing loan principal and interest;
(three) (three) in the city without own housing housing, and the rent is more than 15% of the direct relatives of family members living together with the same domicile;
(four) enjoy the minimum living security of urban residents and pay rent or property management fees;
(five) unemployed or dissolving labor relations with the unit for two years Above, and the male is 50 years old and the female is 45 years old;
(six) is transferred from the city and set up a housing provident fund personal account in the new work place (also through the transfer mode of the housing provident fund);
(seven) the non Ji'nan household registration staff and units terminate the labor relations and leave the city;
(eight) is out of the country; < Br / > (nine) formally Retired;
(ten) completely lost the working capacity and terminated the labor relations with the unit;
(eleven) died or was declared dead;
(twelve) other circumstances determined by the housing provident fund management committee.