Xin Shang real estate responsible person to the reporter to introduce the relevant procedures for the extraction of provident fund. [save to the album]
there is neither property certificate nor purchase contract, as long as the identification card, the unit seal of the accumulation fund extraction application approval form and the accumulation fund to deposit the joint bank card, the illegal extraction of provident fund. Recently, a reporter found that a real estate agent in Ji'nan called himself in the central provident fund management center, two working days can be released, but collect 30% of the amount of extraction as an intermediary fee. The intermediary to find this intermediary to help the citizens of the withdrawal voucher and bank SMS confirmed that the intermediary did help him to extract 11000 yuan of provident fund, and withheld an intermediary fee of up to 4000 yuan.
newspaper reporter Yu Wen reporter Li Shisheng
people: no conditions, intermediaries to help raise the accumulation fund
recently, Mr. Liu of Ji'nan citizens to this newspaper, a friend's credit card overdraft, can not be repaid for bad credit records, in urgent need of money Under the circumstances, we found the Xin Shang real estate intermediary company on Jiwei Road, and the other side helped to raise the balance of the fund. "
" the extraction of housing provident fund needs to achieve certain conditions to do, in addition to the need for a unit of proof, property certificate, purchase contracts and other materials. " Liu said that his friend only submitted a flat seal of housing provident fund extraction application approval form, ID card, no property certificate and purchase contract can be put forward the housing accumulation fund balance, and another for his use, "I suspect this is a violation."
Mr. Liu introduced to the reporter that the intermediary company that extracts provident fund claims that there are acquaintances in the central provident fund management center, which can be carried out through internal relations, without any risk, but to charge a higher intermediary fee, usually between 25% and 30%.
all my friends' housing provident fund balances have been put forward, and finally the intermediary fee has been reduced to 20%. Mr. Liu said.
Mr. Liu told reporters that his friend did not have to be punished for the illegal extraction of the provident fund, but he did not want to contact the reporter directly because of the unintentional exposure of the act. "Through intermediary extraction provident fund intermediary fees too high, if it is not urgent need to use money, do not arbitrarily through intermediary extraction."
intermediary commitment: two days can be done, the accumulation fund center of the people to release
according to Mr. Liu's burst, the reporter came to Ji Wei on the road to the home of the real estate, to buy a first payment of the house is not enough for the reason to extract the accumulation fund "emergency", and show that a set of the total price is 800 thousand yuan. The house, in mid April to 500 thousand yuan to pay the first payment, but at present there is no purchase contract, invoices and other related procedures, the provident fund account now has 80 thousand yuan balance, considering the loan, can not be all mentioned.
a staff member said, considering the cost problem, the amount of the accumulation fund is less than 30 thousand yuan temporarily can not be handled, and finish to collect the amount of 30% of the amount of extraction as intermediary fees, and suggest that reporters can first raise 60 thousand yuan.
"our intermediary fee is 15% higher than other companies. It is mainly that we do not have any risks. There is a relationship between the provident fund center and there is a direct loan from the insider." The staff member said that, as long as the identity card, the seal of the accumulation fund of the application approval form, the accumulation fund of the joint bank card to him, two working days to ensure that the money can be released. The fee is not charged by the intermediary. After the loan, the provident fund will deduct the intermediary fee directly, and the money in the account is only 42 thousand yuan.
"we do not make a false purchase contract, so that fraud has the risk of being identified." The staff said.
in order to dispel the reporter's doubts, the worker took out the information of the four customers that had been collected, and the reporter found that some of the amount of extraction was about ten thousand yuan. The staff explained that because the extraction amount was too low, the customer promised to deduct 35% of the agency fee. "These people do not buy a house, they are anxious to spend money, and do not care much about such a high intermediary fee."
this staff member told reporters that from last October to now, he has already made thirty or forty single extraction business. In the face of repeated requests from reporters to reduce intermediary fees, the other side said that just two people handed over the information in the afternoon, and he plans to come together to submit it. "If the total amount is up to 7.8 million, the agency fee will be reduced to 25%."
extraction success: a person raised 11000 yuan to deduct 4000 yuan intermediary fee
in order to confirm the "authenticity" of the accumulation fund, two days, Xin Shang real estate responsible person to the reporter called: before the four customers, there is a person's provident fund has been raised, two days will go to the store The relevant materials can be obtained from the reporters.
two days later, the reporter came to Xin SHANG Jia real estate again. Mr. Li of a company in Ji'nan has been extracted from the provident fund to the reporter to show the information about the extraction of provident fund: the approval form for the extraction application of the unit seal and the "voucher of provident fund withdrawal" for the seal of the Ji'nan housing provident fund management center, and the amount of the withdrawals marked on the certificate is 11000 yuan, and the following approval time is also given. The bank is the "Ming Lake Branch of China Construction Bank".
, Mr. Li then showed the reporter a note to the bank, and his fund joint bank card received 11000 yuan, and after half an hour, it spent 4000 yuan.
why does it deduct 4000 yuan? The official said that the amount of provident fund extracted by Mr. Li was relatively small, so he received a 35% intermediary fee. According to this calculation, Mr. Li's handling fee should be 3850 yuan. "Provident fund over there gathered an integer, more than 150 yuan."
"I sent my ID card, approval form and bank card years ago." Mr. Li said he knew the intermediary himself, because he was anxious to use money to find out their help to get the money out. "Other information is easy to say, that is, the unit approval form needs to be stamped, so we must work with the leader of the unit ahead of time."
for more than three months of the previous two working day lenders, the person in charge said that because Mr. Li had extracted the amount too small, the provident fund center did not want to connect the small business, and they put together a few people to send it together. "This is also a good opportunity to catch up with." "
" this intermediary does not use the false property certificate and the purchase contract, has the very hard relationship, has not been identified the risk, the handling fee high also can be accepted. Mr. Li explained to the real estate of Xin Shang family.
the intermediary responsible person said that over a period of time planned to focus on a number of extraction.