Ji'nan last year's accumulation fund added value of 635 million
reporter Yu Wen Intern Liu Jiao Han Qing Chen Shuyu
March 31st, Ji'nan housing provident fund published 2013 housing provident fund system implementation. According to the announcement, the accumulation fund was 11 billion 610 million yuan last year. From the extraction point of view, the purchase of housing accounted for 58.7% of the proportion. In general, there is a slight balance between the collection and the outlay.
92% Ji'nan housing provident fund statistics show that the collection of housing provident fund in 2013 11 billion 610 million 422 thousand yuan, an increase of 12.5% over the previous year. 62 thousand new workers were added in the year. By the end of 2013, the balance of housing provident fund was 36 billion 843 million 32 thousand yuan, an increase of 3 billion 448 million 42 thousand yuan over the beginning of the year, an increase of 10.3%.
from the extraction point of view, the housing provident fund extracted 8 billion 901 million 132 thousand yuan, accounting for 76.7% of the total amount of the year. Among them, 96030 people were extracted from housing provident fund for 5 billion 226 million 409 thousand yuan, accounting for 58.7% of the total amount of extraction. 67685 people from housing provident fund were extracted from the principal and interest of housing loans, and 1 billion 961 million 267 thousand yuan was extracted, accounting for 22% of the total amount of extraction. 48148 people were extracted from retirement, residence registration and death. The amount was 1 billion 713 million 456 thousand yuan, accounting for 19.2% of the total extraction amount.
from the point of view of loan payment, last year, the housing fund for 25355 family members was issued to 6 billion 870 million 690 thousand yuan. The loan for public rental housing in Wen Zhuang area is 350 million yuan. "From the annual collection of units and individuals, plus the annual principal and interest repayment, slightly larger than the amount of loan and withdrawal each year." Ji'nan provident fund center responsible person has previously introduced that the current Ji'nan housing provident fund department, provident fund utilization rate reached 92%.
"in recent years, the auditing department will audit the use of provident fund and do risk prevention and control. The rate of use in Ji'nan is high. " The person in charge said that the high utilization rate was related to the development of the real estate market in Ji'nan. In addition, provident fund "low deposit low loan", in the situation of rising housing prices, more and more people use is also a reason.
635 million yuan of value-added income last year for the value-added income of the provident fund, Ji'nan housing provident fund management center statistics show that the housing provident fund value added last year, the annual revenue of 1 billion 516 million 570 thousand yuan, including: housing accumulation fund deposit interest income 388 million 427 thousand yuan, value added income deposit interest income 15 604 thousand yuan, the entrustment loan interest income 1 billion 112 million 496 thousand yuan, other income 43 thousand yuan; the annual business expenditure 881 million 916 thousand yuan, including: payable staff housing accumulation fund interest 791 million 459 thousand yuan, housing stock collection fee of 36 million 678 thousand yuan, entrusted loans 53 million 779 thousand yuan and so on; value added value 634 million 654 thousand yuan in the year.
a person who studies housing provident fund policy in our province for a year has pointed out that the income of the accumulation fund mainly refers to the interest on the interest of the deposit and the interest of the provident fund. "There are strict requirements for the use and usage of the added value of the provident fund, and it should not be used arbitrarily." The person pointed out that the main three parts are used: the risk reserve, the management of the provident fund management center and the low rent housing supplementary funds.