Shandong intends to pilot the provident fund transfer business to Ji'nan Qingdao or take the lead in implementation.
source: the Ji'nan times
a "by-product" of the market volume is a tight fund loan. In March 21st, the reporter learned from the Shandong housing provident fund working conference that the exploration of housing provident fund loans to bank commercial loans and discount has become a new policy direction. Ji'nan and other cities with relatively high housing prices and large demand for provident fund loans can study the pilot scheme.
the person in charge of the housing and urban and Rural Construction Department of Shandong province said at the meeting that, according to the requirements of the provincial government office "further strengthening the management of housing provident fund management", "a city with large demand for loan demand can be linked to the deposit and loan, and the housing provident fund loan to the bank is explored in accordance with the state regulations." The method of commercial loan and discount "." Shandong, Ji'nan, Qingdao and other cities with relatively high housing prices and large demand for provident fund loans can study this method. In view of the different funds in different places, the provincial authorities do not issue uniform regulations for the time being.
how is the housing provident fund loan to bank commercial loans and interest rates? Will the citizens of the housing provident fund loan be affected? Will Ji'nan be the first pilot city in the province? The reporter interviewed the relevant person in charge of the Ji'nan provident fund management center, at present the public housing public in Ji'nan The utilization rate of the MPF is about 9 per cent. If the pilot scheme is to be determined, Ji'nan should become one of the first choice cities.
Graphic Xiamen version "commercial loan business" commercial loan
this month, Xiamen in Fujian province is the first to launch the "transfer business loan", in line with the individual housing provident fund loan and commercial housing mortgage loan conditions of the deposit workers, "transfer business loan" between the loan period, the provident fund center will be discount monthly . Employees can shorten the waiting time without increasing the pressure of repayment.
application conditions
comply with individual housing provident fund loans and commercial housing mortgage conditions
background
Xiamen housing provident fund loan utilization rate breakthroughs 100%, lenders
policy advantage
and provident fund loans Comparison, short time, and no increase in repayment pressure
the first underwriting bank for local construction bank, industrial bank, Bank of Agriculture Bank,
operating mode
according to the "prepaid post" principle, issuing discount funds
keyword
Adjustment of
between different cities will explore the accumulation of accumulation fund
March 21st, the reporter learned from the Shandong housing provident fund working conference, Shandong province will actively study and explore the use of funds in different cities, to improve the efficiency of the use of funds. It is reported that this is Sun Shaocheng's deputy governor personally wrote to the office of the "opinion".
according to the introduction, at present, the utilization rate of housing provident fund in Shandong reaches 82.6%, and 6 cities exceed the average level of the province. Due to the different development level of local real estate economy, there are great differences among different cities. The utilization ratio of Ji'nan and Qingdao provident funds is about 9, while Heze is about 5.
keyword
black list
advance payment of provident fund into labor contract
March 21st, Shandong housing provident fund working conference points out, should actively promote the payment of the accumulation fund to be included in the labor contract.
the local provident fund management departments should strengthen the communication and coordination with the local human resources department, and jointly promote and urge the employers to pay the provident fund into the labor contract. The labor dispatch personnel should be included in the scope of payment. At present, some cities in our province have studied and explored the work of labor dispatch personnel, strengthen propaganda and guidance, improve the awareness of the rights of labor dispatch workers, in signing labor dispatch contracts, prearranged the responsibility and obligation of paying the provident fund in advance, and maintain their legitimate rights and interests.
the establishment of a "blacklist" system of unpaid and unpaid housing provident fund enterprises will be exposed to enterprises listed on the "blacklist" on the provincial and municipal websites and in the flat media.