yesterday, Xiang Junbo, chairman of the Regulatory Commission, said China should encourage insurance this year. Insurance companies participate in the construction of the pension service industry. One of the key points is to carry out the pilot scheme for the elderly housing reverse mortgage endowment insurance. Previously, Meng Xiaosu, director general of happy life, has repeatedly said that it will launch the "housing endowment" product in January this year, but it has not yet been launched.
"housing for the aged" refers to the old people to mortgage their own property right room, in order to obtain a certain amount of pension or to accept the old age apartment to serve a kind of old-age way. After the death of the old man, the insurance company or bank recovered the right to use housing, which is regarded as an important supplement to improve the old-age security mechanism.
last September, the State Council issued a number of suggestions on accelerating the development of the old-age service industry, and made clear that "to carry out the pilot of old-age housing reverse mortgage pension insurance". Since then, Meng Xiaosu, the chief sponsor of the "housing endowment" and the director of happy life, has repeatedly said that it will launch new products in January this year.
yesterday, Xiang Junbo, chairman of the China Insurance Regulatory Commission, said at the National Insurance Regulatory conference that China should continue to encourage insurance companies to participate in the service of the pension industry this year. One of the key points is to carry out the pilot of old people's housing reverse mortgage pension insurance, which is also the policy of the CIRC on "housing for the aged", which has been disputed by public opinion. The latest form of expression. However, the specific timetable for "housing endowment" policy has not been listed at this meeting.
last November, it was announced that the "housing reverse mortgage pension insurance" group was set up by the happy life insurance Co., Ltd., which will push the "housing for the aged" products, and has submitted to the CIRC on 3 December last year the "implementation plan for the welfare reverse mortgage pension insurance", but the product originally issued this month will be published. Delayed release. It is reported that happiness life has basically completed the product design and research and development and model calculation work, the product will be over 65 years old, the specific way to use the title or mortgage, the elderly can always live in the house, the old man can dispose of the house after the death of the old.
before, insurance companies such as ping an life, Xinhua life, and other insurance companies were also involved in the internal meetings of the CIRC at the end of last year, but the products of these companies were also delayed.
related news
this year will promote the compulsory liability insurance of medical accident
at the
at the regulatory meeting yesterday, it is clear that this year, it is necessary to push forward the compulsory liability insurance of medical accidents, hospitals or doctors to purchase, in order to increase the compensation for the victims of medical accidents and alleviate the contradiction between doctors and patients. The Insurance Regulatory Commission said that such insurance embodies social responsibility, and hospitals should work with insurance companies to design more targeted insurance products that guarantee more money.
medical liability insurance means that the insurance company will bear the liability in accordance with the prior agreement in the period of the insurance period for medical institutions and medical staff in the period of the insurance period. This is a common system to deal with the disputes between doctors and patients.
it is reported that China began pilot medical liability insurance trial in 1980s. In 2007, the CIRC and other departments jointly issued the "notice on the promotion of medical liability insurance", which provided policy support for China's medical liability insurance, but as of now, the coverage of medical liability insurance in China is still relatively low and the overall coverage rate is less than 10%.
China Insurance Regulatory Commission will launch a series of innovative pilot projects in the development of agricultural insurance standards, such as the improvement of the subsidy mechanism, the establishment of the "15 X" subsidy framework, and the development of agricultural insurance for local characteristics of agricultural products.
China Insurance Regulatory Commission yesterday issued a data said that in 2013, China's agricultural insurance coverage of the main crops to break through 1 billion mu, accounting for 42% of the country's main crops sown area, providing a risk security breakthrough of 1 trillion yuan.
the Insurance Regulatory Commission said that the focus of this year's agricultural insurance regulation will be on business norms. In addition, we will improve the system, aim at the existing problems, and further improve the design of the agricultural insurance system, laying a good foundation for the healthy development of agricultural insurance.
authority issued
1 trillion and 720 billion yuan
last year's premium income. Xiang Junbo disclosed the operation data of the insurance industry in 2013 at the insurance regulatory meeting. In 2013, the annual premium income of China was 1 trillion and 720 billion yuan, a year-on-year increase of 11.2%, up 3.2 percentage points over the previous year, reversing the continuous decline in the growth of business growth. Among them, the property insurance business continued to maintain a rapid growth, the premium income of 621 billion 200 million yuan, a year-on-year increase of 16.5%; the personal insurance business rose steadily, the premium income 1 trillion and 100 billion yuan, a year-on-year increase of 8.4%, 3.9 percentage points higher than the previous year. Especially, since the insurance industry started the reform of the life insurance rate market reform in August last year, the new single insurance premium of general personal insurance has increased by 520%, and the growth rate has reached a new high of 13 years.
Xiang Junbo pointed out that at present, China's premium scale is ranked fourth in the world, and the total assets of insurance companies are 8 trillion and 300 billion yuan, up 12.7% at the beginning of the year.