Ji'nan two suites down payment of the minimum 60% loans when the housing recognition loan
6 days from the Ji'nan times
in April this year, Beijing's two set of down payment was raised to 7. Shenzhen also made similar adjustments on 6. Take a total of 1 million yuan housing as an example, the down payment increased to 7%, which means that buyers should pay more than 100 thousand of the first payment.
reporters learned that the policy of paying 60% of the two suites nationwide was from the executive session of the State Council in January 2011. In Beijing and Shenzhen, if the first payment ratio of two suites is increased, will Ji'nan follow up? "
two suite down payment is the lowest 6." Bank of China branch of Shandong provincial loan center staff told reporters. It is reported that the Bank of China, the Bank of China, the Bank of agriculture, the Bank of agriculture, the Bank of China, and CITIC, have not changed obviously in the first payment policy of the two suites, and still carry out the standard of 60% of the first payment and the floating rate of 10%. "
the staff of the Bank of communications personal loan center said that at present, the Bank of China has enough commercial loans and the loan time can be guaranteed. But if the loan of the provident fund, the time is uncertain, "because the provident fund approval time is originally slow, if now, it is impossible to make money by year ago."
reporter understands that the identification standard of "recognition of houses and recognition of loans" is still in operation. A staff member of the Jiefang Road branch of the postal savings bank said that many families now choose to buy two suites in order to save money and choose a false divorce. If the divorce time is too short, "the same will be found."
other banks in Ji'nan are also strict in identifying two suites. According to the relevant state departments and the provisions of the Ji'nan: the family as a unit, the name of a property room or before the loan bought a house, and then buy a house even if the two suite. Even if the existing housing sold, as long as the bank's credit information system can identify the name of the housing loan has been, is also the two suite.