in the peace road, the seller also has to pay the service commission.
nowadays, it is hard to find houses under 300 thousand yuan in the market. Yu Wen
a lot of people buy a house when they buy a house through intermediary. They have suffered a lot of "obsessed" price: intermediary service fee, loan service fee, running leg fee and other kinds of expenses. Which fees should be collected? What are the charges? What's the standard of charge? 25, a number of intermediary companies visited the reporter to do an in-depth investigation.
[b] intermediary service commission of some buyers and sellers to receive [/b]
25 day, the reporter to visit a number of intermediaries in the identity of home buyers to understand the status of housing cost collection.
Ji'nan Fu Rui real estate brokerage Co., Ltd. financial manager Zhang Haibao introduced, through intermediary sales of real estate, the charge for the main three kinds: Intermediary Service Commission, loan service fees, evaluation fees. Intermediary service commission, 2% of the buyer's transaction price and 1% of the seller's transaction price; to handle bank mortgage loans and collect 1% of the loan amount as the loan service fee; the assessment fee is charged according to the value of the property assessment, which is given to the evaluation company. If the property is sold in this shop, no transfer fees will be charged. With a 1 million house and a loan 500 thousand, the intermediary charge the buyer is 25 thousand yuan.
the seller should also charge intermediary fees. Zhang Haibao said that the charge has been for some time considering the cost of intermediaries such as manpower and rents.
Mr. bear said the charge is also a service commission, a loan service fee, an assessment fee, and the related standards are in accordance with the real estate. "We have not yet charged the seller's intermediary commission, but considering the future operating costs and other factors, next year may also be the seller's Commission, the standard is 1% of the transaction price." Mr. Xiong said that for some high quality customers, the intermediary commission can be 10 percent off or 5% off discount according to the actual situation.
a small intermediary company on Peace Road said that they only charge the buyer's Commission and charge 1.5% of the transaction price and no longer charge the loan service charge. Intermediary companies such as city homes and full house say they only charge 2% of the Commission of the buyer and do not collect the loan service charge.
Jiaxing agency said that, in addition to a 2% Commission on the transaction price, a 1000 yuan loan service fee will be charged and that the money is given to the bank and the intermediary is only collected.
Zhang Haibao said, the current charge for intermediary services is mainly to reach a "industry consensus", and several large intermediary agencies are basically unified, and some small intermediary companies are relatively disorderly.
[b] agent loan transfer fee is less than more than 2000 ten thousand [/b]
in addition to intermediary sales of second-hand housing, but also some people are not through intermediary search for the source, only through the intermediary to handle loans, transfer procedures. This kind of charge is more chaotic, according to a reporter's survey.
the reporter consulted the city house intermediary company with the identity of the buyer. The reporter claims to spend 1 million yuan to buy a colleague's house, but the loan, the transfer and other procedures will not be handled, want to pass through the intermediary, how to charge? The intermediary said that the loan, the transfer can be "packaged" 2000 yuan, the assessment fee is normally handed to the evaluation company.
for this, the intermediary said that the agency loan and transfer "package" charge 3000 yuan. In the same case, the agency said that the agency loan should collect 1% of the loan amount as the service charge, and the agent transfer charge 1000 yuan. With a total price of 1 million yuan and a loan of 500 thousand, the agency fee is 6000 yuan.
billion Jiale real estate said that agency fees include two parts: intermediary commission and loan service charge. Among them, the intermediary commission is charged by 1% of the total amount of the loan. The loan service charge is 1% of the loan amount charged, but the money is paid to the bank. With a house of 1 million yuan, the Commission should charge a commission of 10000 yuan.
a large intermediary agent in Ji'nan said that the competition for second-hand housing is fierce now. For Dora customers, the cost can be discussed greatly. If the relationship is very familiar, the loan service fee can be reduced a lot.
[b] house sale agent charges the highest price not exceed the transaction price 3%[/b]
housing intermediary business house or agency related business, have the relevant standards? How are these prices made?
reporter learned that according to the price department in 1999, "Ji'nan real estate intermediary service charge management notice", above It only refers to several services such as consultation, evaluation, buying and selling agents, but there is no detailed provision for "agent" including loan services. The notice stipulates that the charge of the house sale agent is charged according to the total value of the transaction, which is within 100 thousand yuan (100 thousand yuan) according to 2%-2.5%; 100 thousand to 300 thousand yuan (300 thousand yuan) is calculated according to 1%-2%; more than 300 thousand yuan is taken according to 0.5%-1%. After the agent provides the detailed and true location of the real estate and related matters to the customer, each house shall pay a fee of 200 yuan for the service. If the transaction is completed, the agency fee will only be charged instead of the service charge.
the exclusive agency fees shall be appropriately raised by the client and the intermediary, but the maximum shall not exceed 3% of the transaction price.
real estate appraisal fees are subject to state pricing, and the real estate appraisal fees at different prices are different. According to the regulations, the charge is divided into 7 different grades, and the house is less than 1 million yuan. The assessment fee is 5/1000 of the assessment price.
"this fee standard has not been adjusted for 14 years, and the relevant regulations are no longer in line with the market situation." Zhang Haibao said, at present, there is basically no property under 300 thousand yuan in the market, and the fee is determined by the intermediary companies according to the basic situation of the market.
the responsible person of Ji'nan housing management department said that there is no definite charging standard for intermediary agency loans, registration, transfer and other businesses. At present, 1% of the market's "loan service fees" are also unfounded. These are also the "hidden rules" established by the intermediary industry.